{"id":79,"date":"2012-03-12T23:54:00","date_gmt":"2012-03-12T23:54:00","guid":{"rendered":"https:\/\/retirebooja.com\/blog\/?p=79"},"modified":"2024-02-29T23:55:24","modified_gmt":"2024-02-29T23:55:24","slug":"%ed%83%9d%ec%8a%a4-%eb%a6%ac%ed%84%b4%ec%9d%84-%e8%a8%b1%ed%95%98%eb%9d%bc","status":"publish","type":"post","link":"https:\/\/retirebooja.com\/blog\/%ed%83%9d%ec%8a%a4-%eb%a6%ac%ed%84%b4%ec%9d%84-%e8%a8%b1%ed%95%98%eb%9d%bc\/","title":{"rendered":"\ud0dd\uc2a4 \ub9ac\ud134\uc744 \u8a31\ud558\ub77c"},"content":{"rendered":"\n

\ubbf8\ud2b8 \ub86c\ub2c8 \uacf5\ud654\ub2f9 \ub300\uc120 \uacbd\uc120 \ud6c4\ubcf4\uac00 \uc138\uae08\ubcf4\uace0\uc11c\ub97c \uacf5\uac1c\ud558\ub77c\ub294 \uc694\uad6c\uc5d0 \uad74\ubcf5\ud558\uace0 203\ud398\uc774\uc9c0\uac00 \ub418\ub294 2010\ub144\ub3c4 \uac1c\uc778 \uc138\uae08\ubcf4\uace0\uc11c\ub97c \uc9c0\ub09c 1\uc6d4 24\uc77c \uc804\uaca9 \uacf5\uac1c\ud588\uc5c8\ub2e4. \uc544\ub0b4\uc640 \uacf5\ub3d9(jointly)\uc73c\ub85c \ub41c 2010\ub144\ub3c4 \ucd1d\uc218\uc785\uc740 $21,661,344\uc774\uc5c8\uace0 \uc5f0\ubc29 \ucd1d\uc138\uae08\uc740 $3,009,766\uc744 \ub0a9\ubd80\ud588\ub2e4. \uc2e4\uc9c8\uc138\uc728(effective tax rate)\uc740 13.9%\uc600\ub2e4. \ubbf8\uad6d \uc77c\ubc18 \uc911\uc0b0\uce35 \ub0a9\uc138\uc790\ub4e4\uc758 \uc57d 20% ~ 25%\uc5d0 \ube44\uad50\ud558\uba74 \ud131 \uc5c6\uc774 \ub0ae\uc740 \uc148\uc774\ub2e4.<\/p>\n\n\n\n

\ubcf4\ud1b5\uc758 \ubbf8\uad6d\uc778\ub4e4\ucc98\ub7fc \uadfc\ub85c\uc5d0 \ub530\ub978 \uc18c\ub4dd(W\u20102 Income)\uc740 \uc804\ud600 \uc5c6\uc5c8\uace0 \uc8fc\ub85c \uc8fc\uc2dd \ubc30\ub2f9\uae08, \uae08\uc735\uc0c1\ud488\uc774\uc790 \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790\ub85c \uc790\ubcf8\uc774\ub4dd\uc744 \ucde8\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4. \ub86c\ub2c8 \ubd80\ubd80\ub294 \uc9c0\ub09c 2\ub144 \ub3d9\uc548 \ub9d0\uc77c\uc131\ub3c4 \uc608\uc218 \uadf8\ub9ac\uc2a4\ub3c4 \uad50\ud68c(\ubab0\ubaac\uad50)\uc5d0 410\ub9cc \ub2ec\ub7ec\ub97c \ud5cc\uae08\ud55c \uac83\uc744 \ud3ec\ud568\ud574 \ucd1d 700\ub9cc \ub2ec\ub7ec\ub97c \uc790\uc120\ub2e8\uccb4\uc5d0 \uae30\ubd80\ud588\ub2e4. \ub86c\ub2c8\ub294 \u201c\ud569\ubc95\uc801\uc73c\ub85c \ucde8\ub4dd\ud55c \uc218\uc785\uc5d0 \ub300\ud574 \ubaa8\ub450 \uc138\uae08\uc744 \ub0a9\ubd80\ud588\ub2e4\u201d\uba70 \ub9ce\uc740 \uc138\uae08\uc744 \ub0a9\ubd80\ud588\ub2e4\uace0 \uc790\ubd80\ud588\ub2e4. \uadf8\ub7ec\ub098 \uc6cc\ub7f0 \ubc84\ud54f\uc740 \uc801\uc6a9\uc138\uc728\uc774 \uc790\uc2e0\ub4e4\uc758 \uc9c1\uc6d0\ub4e4\uc758 \uc808\ubc18 \ubc16\uc5d0 \ub418\uc9c0 \uc54a\ub294 \ubc95\uc744 \ube44\ub09c\ud588\ub2e4. \uacfc\uc5f0 \uadf8\ub4e4\uc740(\ubc31\ub9cc\uc7a5\uc790 \uc774\uc0c1\uc778\uc790\ub4e4) \uc801\ud569\ud55c \uc138\uae08\uc744 \ub0b4\uc5c8\ub294\uac00? \uac80\ud1a0\ud574 \ubcfc \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n\n\n\n

1. \uacbd\uc0c1\uc18c\ub4dd\uacfc \uc790\ubcf8\uc18c\ub4dd<\/strong><\/p>\n\n\n\n

\uc138\ubc95\uc0c1 \uc18c\ub4dd\uc740 \ud06c\uac8c \ub098\ub204\uc5b4 \uacbd\uc0c1\uc18c\ub4dd(Ordinary Income)\uacfc \uc790\ubcf8\uc18c\ub4dd(Capital Gain)\uc73c\ub85c \ub098\ub204\uc5b4\uc9c0\ub294\ub370 \uc801\uc6a9\uc138\uc728\uc774 \uac01\uac01 \ub2e4\ub974\ub2e4. \uacbd\uc0c1\uc18c\ub4dd\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uadfc\ub85c\uc18c\ub4dd\uc744 \ub9d0\ud558\uace0 \ud604\uc7ac \ucd5c\uace0 \uc5f0\ubc29\uc138\uc728\uc74035%\uc774\ub2e4. \ubc18\uba74 \uc77c\uc885\uc758 \ud22c\uc790\uc18c\ub4dd\uc778 \uc790\ubcf8\uc18c\ub4dd\uc138\ub294 \ub9e4\uc785 \ub4a4 \ub9e4\uac01\uae4c\uc9c0 1\ub144 \uc774\uc0c1 \ubcf4\uc720\ud588\uc744 \uacbd\uc6b0 \uc138\uc728\uc740 15%\uc774\ub2e4.<\/p>\n\n\n\n

\ud604\ud589 \uc138\ubc95\uc5d0 \uc758\ud558\uba74 \ud22c\uc790\uc18c\ub4dd\uc774\ub77c\ub3c4 \uc774\uc790\ub098 \ubc30\ub2f9\uae08\uc73c\ub85c \ubc1b\ub294 \uc18c\ub4dd\uc740 \uacbd\uc0c1\uc18c\ub4dd\uc774\uace0 \uadf8\ub7f0 \uc218\uc785\uc740 \uacbd\uc0c1\uc18c\ub4dd\uc138\uc728\uc774 \uc801\uc6a9\ub41c\ub2e4. \ub2e8 \ud22c\uc790\uc790\uc0b0\uc758 \uac00\uaca9\ubcc0\ub3d9\uc73c\ub85c \uc0dd\uae30\ub294 \uc18c\ub4dd\ub9cc\uc774<\/p>\n\n\n\n

\uc790\ubcf8\uc18c\ub4dd\uc774 \ub41c\ub2e4. \uc8fc\uc2dd\uc744 \uc2f8\uac8c \uc0ac\uc11c \ub192\uc740 \uac00\uaca9\uc73c\ub85c \ud314\uc544 \uc0dd\uae30\ub294 \uc18c\ub4dd, \ubd80\ub3d9\uc0b0\uc758 \uac00\uaca9\ubcc0\ub3d9\uc73c\ub85c \uc5bb\ub294 \uc18c\ub4dd \ub4f1\uc774 \uc790\ubcf8\uc18c\ub4dd\uc73c\ub85c \uac04\uc8fc\ud55c\ub2e4.<\/p>\n\n\n\n

2. \uc790\ubcf8\uc18c\ub4dd\uc5d0 \ub0ae\uc740 \uc138\uc728\uc774 \uc801\uc6a9\ub418\ub294 \uc774\uc720<\/strong><\/p>\n\n\n\n

\uc790\ubcf8\uc18c\ub4dd\uc5d0 \ub0ae\uc740 \uc138\uc728\uc774 \uc801\uc6a9\ub418\ub294 \uc774\uc720 \uc911 \ud558\ub098\ub294 \uc790\ubcf8\uc18c\ub4dd\uc790\uccb4\uac00 \uc774\uc911\uacfc\uc138\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \uc989 \ud22c\uc790\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc774\ubbf8 \uc138\uae08\uc744 \ub0b8 \uc790\uae08\uc73c\ub85c \ud22c\uc790\ub97c \ud558\uac8c \ub418\ub294\ub370 \ub9cc\uc77c \ub0a9\uc138 \ud6c4 \ub0a8\uc740 \uc790\uae08\uc744 \uc740\ud589\uc5d0\ub9cc \uc608\uce58\ud558\uace0 \uc788\ub2e4\uba74 \uc740\ud589\uc774\uc790 2% \ubbf8\ub9cc\uc758 \uc774\uc790\uc5d0 \ub300\ud55c \uc138\uae08\uc744 \ub0b4\uac8c \ub420 \uac83\uc774\ub2e4.<\/p>\n\n\n\n

\uac00\ub839 \ub86c\ub2c8 \ud6c4\ubcf4\uac00 2\ucc9c\ub9cc \uc5f0 \uc218\uc785\uc5d0 \ub300\ud55c \ud22c\uc790\uc561\uc218\uac00 1\uc5b55\ucc9c\ub9cc \ub2ec\ub7ec\ub77c\uace0 \uac00\uc815\ud558\uace0 \uc740\ud589\uc5d0\ub9cc \uc608\uce58\ud588\ub354\ub77c\uba74 2%\uc758 \uc774\uc790\ub85c 3\ubc31\ub9cc \ub2ec\ub7ec\uc758 \uc18c\ub4dd\uc744 \ubcf4\uace0\ud588\uc744 \uac83\uc774\uace0 \ucd5c\uace0\uc138\uc728 35%\ub97c \uc801\uc6a9\ud55c\ub2e4 \ud558\ub354\ub77c\ub3c4 1\ubc315\ub9cc \ub2ec\ub7ec\ub9cc \uc138\uae08\uc744 \ub0c8\uc744 \uac83\uc774\ub2e4. \uadf8\ub7ec\ub098 \uadf8\ub294 \uc57d 2\ucc9c\ub9cc \ub2ec\ub7ec \ud22c\uc790 \uc218\uc785\uc73c\ub85c 15% \uc138\uc728\uc744 \uc801\uc6a9\ubc1b\uc544 3\ubc31\ub9cc \ub2ec\ub7ec, \uc57d 3\ubc30\uc758 \uc138\uae08\uc744 \ub0b4\uc5c8\ub358 \uac83\uc774\ub2e4. \uacb0\uad6d \uc790\ubcf8\uc18c\ub4dd\uc758 \ub0ae\uc740 \uc138\uc728\uc744 \uc801\uc6a9\ud568\uc73c\ub85c \uc815\ubd80\uc785\uc7a5\uc5d0\uc11c\ub294 \uc138\uae08\uc744 \ub354 \ubc1b\uc744 \uc218 \uc788\uac8c \ub41c \uac83\uc774\ub2e4.<\/p>\n\n\n\n

\ub2e4\uc2dc \ub9d0\ud558\uc790\uba74 \uc790\ubcf8\uc18c\ub4dd\uc138\ub294 \uc774\ubbf8 \uc138\uae08\uc744 \ub0b8 \ub3c8\uc73c\ub85c \ud22c\uc790\ud574\uc11c \ubc88 \ub3c8\uc774\uae30 \ub54c\ubb38\uc5d0 \ubcf4\ub108\uc2a4\uc138\uae08\uc778 \uac83\uc774\ub2e4.<\/p>\n\n\n\n

3. \ud0dd\uc2a4 \ub9ac\ud134\uc744 \u8a31\ud55c \ub2e4\ub978 \ud6c4\ubcf4\ub4e4<\/strong><\/p>\n\n\n\n

\ub86c\ub2c8\uc758 \uacbd\uc120 \uacbd\uc7c1\uc790\uc778 \ub274\ud2b8 \uae45\uadf8\ub9ac\uce58\ub294 \uc790\uae30 \ud68c\uc0ac, \ub3d9\uc5c5, \ud22c\uc790\uae08\uc5d0\uc11c \uc5bb\uc740 \uc218\uc785 \ub4f1 2010\ub144\ub3c4\uc5d0 3\ubc311\uc2ed\ub9cc \uc218\uc785\uc744 \ubcf4\uace0\ud588\uace0 \uc57d 1\ubc31\ub9cc \uc5f0\ubc29\uc138\uae08\uc744 \ub0a9\ubd80\ud558\uc5ec \uc138\uc728\uc740 \uc57d 32.2%\uc600\ub2e4.<\/p>\n\n\n\n

\uc7ac\uc120\uc744 \ub178\ub9ac\ub294 \uc624\ubc14\ub9c8 \ub300\ud1b5\ub839\uc740 2010\ub144\uc5d0 \ucd1d $1,759,614\uc744 \uc218\uc785\uc73c\ub85c \ubcf4\uace0\ud588\uace0 \uc8fc\ub85c \uadf8\uac00 \uc9d1\ud544\ud55c \ucc45\uc758 \uc778\uc138\uc5d0\uc11c \ub098\uc654\uc73c\uba70 \ub300\ud1b5\ub839 \uc5f0\ubd09 $395,188\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\ub2e4. $453,770 \uc5f0\ubc29\uc138\uae08\uc744 \ub0a9\ubd80\ud588\ub2e4.<\/p>\n\n\n\n

\uacb0\ub860\uc801\uc73c\ub85c \ubcf4\uba74 \ub86c\ub2c8 \ud6c4\ubcf4\ub294 \ucca0\uc800\ud55c \uc138\uae08 \ud50c\ub79c\uc744 \uc138\uc6cc \uc138\uc728\uc774 \ub0ae\uc740 \uc790\ubcf8\uc18c\ub4dd\uc744 \ucc3d\ucd9c\ud558\uc5ec \ud569\ubc95\uc801\uc778 \uc808\uc138\ub97c \ud55c \uc148\uc774\ub2e4. \ud14d\uc0ac\uc2a4\uc5d0\ub294 \uc774\ub7f0 \ub9d0\uc774 \uc788\ub2e4 \ud55c\ub2e4. \u201c\uadf8\ub300\uac00 \uc720\uc804\uc774 \uc5c6\ub2e4\uba74 \uac00\uc9c0\uba74 \ub420 \uac83 \uc544\ub2cc\uac00- if you don\u2019t have an oil well, get one.\u201d \ub098\uc758 client\uc5d0\uac8c\ub3c4 \uc774\ub7f0 \ub9d0\uc500\uc744 \ub4dc\ub9b4 \uc218 \uc788\uaca0\ub2e4. \u201c\uc790\ubcf8\uc18c\ub4dd\uc774 \uc5c6\ub098\uc694? \uadf8\ub7fc \uba87 \uac1c \uac00\uc838 \ubcf4\uc2dc\uc9c0\uc694- if you don\u2019t have capital gains, get some.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

\ubbf8\ud2b8 \ub86c\ub2c8 \uacf5\ud654\ub2f9 \ub300\uc120 \uacbd\uc120 \ud6c4\ubcf4\uac00 \uc138\uae08\ubcf4\uace0\uc11c\ub97c \uacf5\uac1c\ud558\ub77c\ub294 \uc694\uad6c\uc5d0 \uad74\ubcf5\ud558\uace0 203\ud398\uc774\uc9c0\uac00 \ub418\ub294 2010\ub144\ub3c4 \uac1c\uc778 \uc138\uae08\ubcf4\uace0\uc11c\ub97c \uc9c0\ub09c 1\uc6d4 24\uc77c \uc804\uaca9 \uacf5\uac1c\ud588\uc5c8\ub2e4. \uc544\ub0b4\uc640 \uacf5\ub3d9(jointly)\uc73c\ub85c \ub41c 2010\ub144\ub3c4 \ucd1d\uc218\uc785\uc740 $21,661,344\uc774\uc5c8\uace0 \uc5f0\ubc29 \ucd1d\uc138\uae08\uc740 $3,009,766\uc744 \ub0a9\ubd80\ud588\ub2e4. \uc2e4\uc9c8\uc138\uc728(effective tax rate)\uc740 13.9%\uc600\ub2e4. \ubbf8\uad6d \uc77c\ubc18 \uc911\uc0b0\uce35 \ub0a9\uc138\uc790\ub4e4\uc758 \uc57d 20% ~ 25%\uc5d0 \ube44\uad50\ud558\uba74 \ud131 \uc5c6\uc774 \ub0ae\uc740 \uc148\uc774\ub2e4. \ubcf4\ud1b5\uc758 \ubbf8\uad6d\uc778\ub4e4\ucc98\ub7fc \uadfc\ub85c\uc5d0 \ub530\ub978 \uc18c\ub4dd(W\u20102 Income)\uc740 \uc804\ud600 \uc5c6\uc5c8\uace0 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-79","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts\/79","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/comments?post=79"}],"version-history":[{"count":1,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts\/79\/revisions"}],"predecessor-version":[{"id":80,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts\/79\/revisions\/80"}],"wp:attachment":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/media?parent=79"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/categories?post=79"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/tags?post=79"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}