{"id":77,"date":"2012-02-10T23:53:00","date_gmt":"2012-02-10T23:53:00","guid":{"rendered":"https:\/\/retirebooja.com\/blog\/?p=77"},"modified":"2024-02-29T23:54:22","modified_gmt":"2024-02-29T23:54:22","slug":"%ec%9d%b8%ec%bb%b4%ed%83%9d%ec%8a%a4-%ec%8b%9c%ec%a6%8c%ec%97%90-%ec%a6%88%ec%9d%8c%ed%95%98%ec%97%ac","status":"publish","type":"post","link":"https:\/\/retirebooja.com\/blog\/%ec%9d%b8%ec%bb%b4%ed%83%9d%ec%8a%a4-%ec%8b%9c%ec%a6%8c%ec%97%90-%ec%a6%88%ec%9d%8c%ed%95%98%ec%97%ac\/","title":{"rendered":"\uc778\ucef4\ud0dd\uc2a4 \uc2dc\uc98c\uc5d0 \uc988\uc74c\ud558\uc5ec…"},"content":{"rendered":"\n

\uc62c\ud574\ub3c4 \uc5b4\uae40\uc5c6\uc774 \uc778\ucef4\ud0dd\uc2a4 \uc2dc\uc98c\uc774 \ub3cc\uc544\uc654\ub2e4.<\/p>\n\n\n\n

CPA\ub85c\uc11c \uc218\uc2ed \ub144\uc744 \ubcf4\ub0b4\uba74\uc11c \uc774\ub54c\uac00 \ub418\uba74 \uc73c\ub840\ud788 \u201c\uc138\uae08\uae4d\uc544 \uc904 \uc218 \uc5c6\ub290\ub0d0\u201d<\/p>\n\n\n\n

\uacf5\uacf5\uc5f0\ud788 \uc694\uad6c\ud558\ub294 client\uc640 \ub9c8\uc8fc\ud560 \ub54c\uac00 \uc788\uc5c8\ub2e4.  \u201c\ud568\uaed8 \uc138\uae08 \ub3c4\uc801\uc9c8\ud569\uc2dc\ub2e4\u201d<\/p>\n\n\n\n

\ud558\ub294 \uc2dd\uc73c\ub85c \ub300\ub193\uace0 \ubd80\ub044\ub7fc\uc5c6\uc774 \uc138\uae08\ud3ec\ud0c8\uc744 \ubaa8\uc758\ud558\uace0\uc790 \ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc788\uc5c8\ub2e4.<\/p>\n\n\n\n

\uc9c0\uae08\uc740 \ub3d9\ud3ec\uc0ac\ud68c\uac00 \uc5f0\ub95c\uc774 \uc313\uc774\uace0 \uc740\ud1f4\uc790\ub4e4\uc774 \ub298\uba74\uc11c \uc138\uae08\uc744 \ub9ce\uc774 \ub0c8\ub354\ub2c8<\/p>\n\n\n\n

\uc18c\uc15c\uc5f0\uae08\uc744 \ubc1b\uae30 \uc2dc\uc791\ud558\uba74\uc11c \uc138\uae08\uc5d0 \ub300\ud55c \uc778\uc2dd\uc774 \ub9ce\uc774 \ub2ec\ub77c\uc84c\ub2e4\uace0 \ubcf8\ub2e4.<\/p>\n\n\n\n

\uc790\uc9c4\uc2e0\uace0\ub97c \uc6d0\uce59\uc73c\ub85c \ud558\ub294 \ubbf8\uad6d\uc758 \uc778\ucef4\ud0dd\uc2a4 \uc81c\ub3c4\ub294 \uc815\ubd80\uac00 \uad6d\ubbfc\uc758 \uc778\uaca9\uc744 \ubbff\ub294<\/p>\n\n\n\n

\uac83\uc744 \uc804\uc81c\ub85c \ud558\uace0 \uc788\ub2e4.  \ub54c\ubb38\uc5d0 \uc138\uae08\uc744 \ud3ec\ud0c8\ud558\ub294 \ud589\uc704\ub294 \uc6b0\ub9ac\uac00 \uad6d\uac00\uc758 \uc7ac\uc0b0\uc744 \ud6d4\uce58\ub294 \uac83\uacfc \uac19\uc740 \ud589\uc704\uc774\ub2e4.   \uc808\uc138\uc640 \ud0c8\uc138\ub294 \ucc9c\ub9cc\uc9c0 \ucc28\uc774\uac00 \uc788\ub2e4.  \uc138\uae08\ub0b4\uae30 \uc88b\uc544\ud558\ub294 \uc0ac\ub78c\uc740 \ubcc4\ub85c \uc5c6\uaca0\uc9c0\ub9cc \uadf8\ub807\ub2e4\uace0 \uc138\uae08\uc744 \ud6d4\uce58\ub294 \uc2dd\uc73c\ub85c \ud574\uacb0\ud558\uc9c0\ub294 \uc54a\uc544\uc57c\ud55c\ub2e4.<\/p>\n\n\n\n

\uc77c\ubc18\uc801\uc73c\ub85c \ud55c\uad6d\uc11c \uac16 \uc774\ubbfc\uc628 1\uc138\ub4e4\uc740 \uc778\ucef4\ud0dd\uc2a4\uc5d0 \ub300\ud55c \uc778\uc2dd\ubd80\uc871\uc778 \uacbd\uc6b0\uac00 \ub9ce\ub2e4.<\/p>\n\n\n\n

\uc7a5\uc0ac\ub97c \ud558\uba74\uc11c \ud0c8\uc138\ub97c \uc5b4\ub290\uc815\ub3c4 \ud574\ub3c4 IRS\uac00 \uac10\uc0ac \uac19\uc740 \uac83\uc73c\ub85c \uae08\ubc29 \uac10\uc9c0\ub97c \ubabb\ud558\ub2c8 \ud0c8\uc138\uc758 \uc720\ud639\uc744 \uc774\uaca8\ub0b4\uae30 \ud798\ub4e4\uac8c \ub41c\ub2e4.  \uc18c\ub4dd\uacfc \uc9c0\ucd9c\uc758 \ubc1c\ub79c\uc2a4\uac00 \uc7a1\ud788\uc9c0 \uc54a\ub294 \ud0dd\uc2a4\ubcf4\uace0\ub97c \ud558\uba74 \uc5b8\uc820\uac00\ub294 \uc758\uc2ec\uc744 \ubc1b\uc544 \ucd94\uc801\uc744 \ubc1b\uac8c \ub418\uc5b4 \uc788\ub2e4. <\/p>\n\n\n\n

\ud569\ub9ac\uc801\uc778 \uc778\ucef4\ud0dd\uc2a4 \ubcf4\uace0\ub97c \ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \uc720\ub9ac\ud55c \uc810\ub4e4\uc774 \uc788\ub2e4\ub294 \uac83\uc744 \uc54c\uc544\ub458<\/p>\n\n\n\n

\ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n\n\n\n

\uccab\uc9f8:  IRS<\/strong>\uc758 <\/strong>\uac10\uc0ac\uc5d0 <\/strong>\ub300\ucc98\ud560 <\/strong>\uc218 <\/strong>\uc788\ub2e4. <\/strong><\/p>\n\n\n\n

\uac10\uc0ac \ub300\uc0c1\uc790\uc758 75%\ub294 \uc18c\ub4dd\uacfc \uc9c0\ucd9c\uc758 \ube44\uc728\uc774 IRS\uac00 \uc815\ud55c \ud45c\uc900\ud3b8\ucc28\uc5d0 \ud06c\uac8c \ubc97\uc5b4\ub098\uba74 \ucef4\ud4e8\ud130\uac00 \uc774\ub97c \uac00\ub824\ub0bc \uc218 \uc788\ub2e4.  \uc0dd\ud65c\uc218\uc900\uacfc \uc138\uae08\uaddc\ubaa8\uac00 \uc870\ud654\uac00 \ub418\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n

\ub458\uc9f8:  <\/strong>\uc0ac\uc5c5\ud655\uc7a5 <\/strong>\ubc0f <\/strong>\ud06c\ub798\ub527  <\/strong>\ud655\ub300\uc2dc <\/strong>\ub3c4\uc6c0\uc774 <\/strong>\ub41c\ub2e4.<\/strong><\/p>\n\n\n\n

\ub300\ubd80\ubd84 2\ub144 \ub0b4\uc9c0 3\ub144\uc758 \uc778\ucef4\ud0dd\uc2a4 \ubcf4\uace0\ub97c \uc694\uad6c\ud558\uba70 \ud754\ud788\ub4e4 \uc0ac\uc6a9\ub418\uc5c8\ub358 \uc784\uae30\uc751\ubcc0\uc2dd\uc758 \u201c\ubbf8\ud654\uc791\uc5c5\u201d\uc740 \ubd88\ubc95\uc784\uc740 \ubb3c\ub860 \ub098\uc911\uc5d0\ub77c\ub3c4 check-up\uc744 \ub2f9\ud560 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n

\uc14b\uc9f8:  <\/strong>\ub178\ud6c4 <\/strong>\ub300\ube44\ucc45\uc73c\ub85c\ub3c4 <\/strong>\uc0ac\uc6a9\ub41c\ub2e4.<\/strong><\/p>\n\n\n\n

<\/strong>\uc0ac\ud68c\ubcf4\uc7a5\uc138(\uc18c\uc15c\uc2dc\ud050\ub9ac\ud2f0 \ud0dd\uc2a4)\ub294 \ud604\uc7ac \ub0a9\ubd80\ud55c \uc138\uae08\uc744 \uadfc\uac70\ud558\uc5ec \uadf8 \uc561\uc218\uc5d0 \ub530\ub77c \uc740\ud1f4 \ud6c4 \uc218\ub839\uae08\uc561\uc774 \uacb0\uc815\ub418\ubbc0\ub85c \ub9ce\uc774\ub0b4\uba74 \ub9ce\uc774 \ub418\ub3cc\ub824 \ubc1b\uc744 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n

\ub137\uc9f8:  <\/strong>\ubd88\uc758\uc758 <\/strong>\uc0ac\uace0\uc2dc <\/strong>\uad6c\uc81c\ucc45\uc73c\ub85c <\/strong>\uc774\uc6a9\ub41c\ub2e4.<\/strong><\/p>\n\n\n\n

\ud2bc\ud2bc\ud55c \uc7ac\ubb34\uad6c\uc870, \ud655\uc2e4\ud55c \uc7a5\ubd80\uc815\ub9ac \ub4f1\uc740 \ubd88\uc758\uc758 \uc0ac\uace0\ub97c \ub2f9\ud558\uc5ec \uc815\ubd80\uc758 \uad6c\uc81c\ucc45\uc774\ub098 \ubcf4\ud5d8\uae08\uc744 \ucc45\uc815\ud560 \ub54c \uc911\uc694\ud55c \uad6c\uc2e4\uc744 \ud55c\ub2e4. \ud55c \uc608\ub85c L.A.\uc758 4.29 \ud3ed\ub3d9 \ud6c4 \ub9ce\uc740 \uc815\ubd80 \uad6c\uc81c\ucc45\ub4e4\uc774 \uc788\uc5c8\uc9c0\ub9cc \ud55c\uc778 \ube44\uc9c0\ub2c8\uc2a4\ub9e8\ub4e4\uc740 \uadf8\ub3d9\uc548 \ubcf4\uace0\ud55c \ube48\uc57d\ud55c \uc138\uae08\ubcf4\uace0\uc11c\ub54c\ubb38\uc5d0 \uc81c\ub300\ub85c \ud61c\ud0dd\uc744 \ubc1b\uc9c0 \ubabb\ud558\uc600\ub2e4.<\/p>\n\n\n\n

\uc774\uc0c1\uc73c\ub85c \uc81c\ub300\ub85c \ubcf4\uace0\ud55c \uc778\ucef4\ud0dd\uc2a4\ub294 \ubbf8\uad6d\uc0dd\ud65c\uc5d0\uc11c \ubbf8\ub798\ub97c \ud0a4\uc6b0\ub294 \ub370 \uc720\ub9ac\ud55c \uc810\ub4e4\uc774 \ub354 \ub9ce\uc740 \uac83\uc744 \uc219\uc9c0\ud558\uace0 \uc62c\ud574\ubd80\ud130\ub294 \uc81c\ub300\ub85c\ub41c \uc138\uae08\ubcf4\uace0\uac00 \uc774\ub8e8\uc5b4\uc9c0\uae30\ub97c \uae30\ub300\ud55c\ub2e4.<\/p>\n\n\n\n

\uc774\ubc88 \uc778\ucef4\ud0dd\uc2a4 \uc2dc\uc98c\uc740 \ud0c8\uc138\uc5d0 \ub300\ud55c \uc6d0\uc0c9\uc801\uc778 \ub9d0\ub4e4\uc740 \uc0bc\uac00\ud558\ub294 \ud48d\ud1a0\ub97c \ub9cc\ub4e4\uc5b4\uc57c \ud558\uaca0\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc62c\ud574\ub3c4 \uc5b4\uae40\uc5c6\uc774 \uc778\ucef4\ud0dd\uc2a4 \uc2dc\uc98c\uc774 \ub3cc\uc544\uc654\ub2e4. CPA\ub85c\uc11c \uc218\uc2ed \ub144\uc744 \ubcf4\ub0b4\uba74\uc11c \uc774\ub54c\uac00 \ub418\uba74 \uc73c\ub840\ud788 \u201c\uc138\uae08\uae4d\uc544 \uc904 \uc218 \uc5c6\ub290\ub0d0\u201d \uacf5\uacf5\uc5f0\ud788 \uc694\uad6c\ud558\ub294 client\uc640 \ub9c8\uc8fc\ud560 \ub54c\uac00 \uc788\uc5c8\ub2e4.  \u201c\ud568\uaed8 \uc138\uae08 \ub3c4\uc801\uc9c8\ud569\uc2dc\ub2e4\u201d \ud558\ub294 \uc2dd\uc73c\ub85c \ub300\ub193\uace0 \ubd80\ub044\ub7fc\uc5c6\uc774 \uc138\uae08\ud3ec\ud0c8\uc744 \ubaa8\uc758\ud558\uace0\uc790 \ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc788\uc5c8\ub2e4. \uc9c0\uae08\uc740 \ub3d9\ud3ec\uc0ac\ud68c\uac00 \uc5f0\ub95c\uc774 \uc313\uc774\uace0 \uc740\ud1f4\uc790\ub4e4\uc774 \ub298\uba74\uc11c \uc138\uae08\uc744 \ub9ce\uc774 \ub0c8\ub354\ub2c8 \uc18c\uc15c\uc5f0\uae08\uc744 \ubc1b\uae30 \uc2dc\uc791\ud558\uba74\uc11c \uc138\uae08\uc5d0 \ub300\ud55c \uc778\uc2dd\uc774 \ub9ce\uc774 \ub2ec\ub77c\uc84c\ub2e4\uace0 \ubcf8\ub2e4. \uc790\uc9c4\uc2e0\uace0\ub97c \uc6d0\uce59\uc73c\ub85c \ud558\ub294 \ubbf8\uad6d\uc758 \uc778\ucef4\ud0dd\uc2a4 \uc81c\ub3c4\ub294 \uc815\ubd80\uac00 \uad6d\ubbfc\uc758 \uc778\uaca9\uc744 \ubbff\ub294 \uac83\uc744 \uc804\uc81c\ub85c \ud558\uace0 \uc788\ub2e4.  \ub54c\ubb38\uc5d0 \uc138\uae08\uc744 \ud3ec\ud0c8\ud558\ub294 \ud589\uc704\ub294 \uc6b0\ub9ac\uac00 \uad6d\uac00\uc758 \uc7ac\uc0b0\uc744 \ud6d4\uce58\ub294 \uac83\uacfc \uac19\uc740 \ud589\uc704\uc774\ub2e4.   \uc808\uc138\uc640 \ud0c8\uc138\ub294 \ucc9c\ub9cc\uc9c0 \ucc28\uc774\uac00 \uc788\ub2e4.  \uc138\uae08\ub0b4\uae30 \uc88b\uc544\ud558\ub294 \uc0ac\ub78c\uc740 \ubcc4\ub85c \uc5c6\uaca0\uc9c0\ub9cc \uadf8\ub807\ub2e4\uace0 \uc138\uae08\uc744 \ud6d4\uce58\ub294 \uc2dd\uc73c\ub85c \ud574\uacb0\ud558\uc9c0\ub294 \uc54a\uc544\uc57c\ud55c\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ud55c\uad6d\uc11c \uac16 \uc774\ubbfc\uc628 1\uc138\ub4e4\uc740 \uc778\ucef4\ud0dd\uc2a4\uc5d0 \ub300\ud55c \uc778\uc2dd\ubd80\uc871\uc778 \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \uc7a5\uc0ac\ub97c \ud558\uba74\uc11c \ud0c8\uc138\ub97c \uc5b4\ub290\uc815\ub3c4 \ud574\ub3c4 IRS\uac00 \uac10\uc0ac \uac19\uc740 \uac83\uc73c\ub85c \uae08\ubc29 \uac10\uc9c0\ub97c \ubabb\ud558\ub2c8 \ud0c8\uc138\uc758 \uc720\ud639\uc744 \uc774\uaca8\ub0b4\uae30 \ud798\ub4e4\uac8c \ub41c\ub2e4.  \uc18c\ub4dd\uacfc \uc9c0\ucd9c\uc758 \ubc1c\ub79c\uc2a4\uac00 \uc7a1\ud788\uc9c0 \uc54a\ub294 \ud0dd\uc2a4\ubcf4\uace0\ub97c \ud558\uba74 \uc5b8\uc820\uac00\ub294 \uc758\uc2ec\uc744 \ubc1b\uc544 \ucd94\uc801\uc744 \ubc1b\uac8c \ub418\uc5b4 \uc788\ub2e4.  \ud569\ub9ac\uc801\uc778 \uc778\ucef4\ud0dd\uc2a4 \ubcf4\uace0\ub97c \ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \uc720\ub9ac\ud55c \uc810\ub4e4\uc774 \uc788\ub2e4\ub294 \uac83\uc744 \uc54c\uc544\ub458 \ud544\uc694\uac00 \uc788\ub2e4. \uccab\uc9f8:  IRS\uc758 \uac10\uc0ac\uc5d0 \ub300\ucc98\ud560 \uc218 \uc788\ub2e4.  \uac10\uc0ac \ub300\uc0c1\uc790\uc758 75%\ub294 \uc18c\ub4dd\uacfc \uc9c0\ucd9c\uc758 \ube44\uc728\uc774 IRS\uac00 \uc815\ud55c \ud45c\uc900\ud3b8\ucc28\uc5d0 \ud06c\uac8c \ubc97\uc5b4\ub098\uba74 \ucef4\ud4e8\ud130\uac00 \uc774\ub97c \uac00\ub824\ub0bc \uc218 \uc788\ub2e4.  \uc0dd\ud65c\uc218\uc900\uacfc \uc138\uae08\uaddc\ubaa8\uac00 \uc870\ud654\uac00 \ub418\uc5b4\uc57c \ud55c\ub2e4. \ub458\uc9f8:  \uc0ac\uc5c5\ud655\uc7a5 \ubc0f \ud06c\ub798\ub527  \ud655\ub300\uc2dc \ub3c4\uc6c0\uc774 \ub41c\ub2e4. \ub300\ubd80\ubd84 2\ub144 \ub0b4\uc9c0 3\ub144\uc758 \uc778\ucef4\ud0dd\uc2a4 \ubcf4\uace0\ub97c \uc694\uad6c\ud558\uba70 \ud754\ud788\ub4e4 \uc0ac\uc6a9\ub418\uc5c8\ub358 \uc784\uae30\uc751\ubcc0\uc2dd\uc758 \u201c\ubbf8\ud654\uc791\uc5c5\u201d\uc740 \ubd88\ubc95\uc784\uc740 \ubb3c\ub860 \ub098\uc911\uc5d0\ub77c\ub3c4 check-up\uc744 \ub2f9\ud560 \uc218 \uc788\ub2e4. \uc14b\uc9f8:  \ub178\ud6c4 \ub300\ube44\ucc45\uc73c\ub85c\ub3c4 \uc0ac\uc6a9\ub41c\ub2e4. \uc0ac\ud68c\ubcf4\uc7a5\uc138(\uc18c\uc15c\uc2dc\ud050\ub9ac\ud2f0 \ud0dd\uc2a4)\ub294 \ud604\uc7ac \ub0a9\ubd80\ud55c \uc138\uae08\uc744 \uadfc\uac70\ud558\uc5ec \uadf8 \uc561\uc218\uc5d0 \ub530\ub77c \uc740\ud1f4 \ud6c4 \uc218\ub839\uae08\uc561\uc774 \uacb0\uc815\ub418\ubbc0\ub85c \ub9ce\uc774\ub0b4\uba74 \ub9ce\uc774 \ub418\ub3cc\ub824 \ubc1b\uc744 \uc218 \uc788\ub2e4. \ub137\uc9f8:  \ubd88\uc758\uc758 \uc0ac\uace0\uc2dc \uad6c\uc81c\ucc45\uc73c\ub85c \uc774\uc6a9\ub41c\ub2e4. \ud2bc\ud2bc\ud55c \uc7ac\ubb34\uad6c\uc870, \ud655\uc2e4\ud55c \uc7a5\ubd80\uc815\ub9ac \ub4f1\uc740 \ubd88\uc758\uc758 \uc0ac\uace0\ub97c \ub2f9\ud558\uc5ec \uc815\ubd80\uc758 \uad6c\uc81c\ucc45\uc774\ub098 \ubcf4\ud5d8\uae08\uc744 \ucc45\uc815\ud560 \ub54c \uc911\uc694\ud55c \uad6c\uc2e4\uc744 \ud55c\ub2e4. \ud55c \uc608\ub85c L.A.\uc758 4.29 \ud3ed\ub3d9 \ud6c4 \ub9ce\uc740 \uc815\ubd80 \uad6c\uc81c\ucc45\ub4e4\uc774 \uc788\uc5c8\uc9c0\ub9cc \ud55c\uc778 \ube44\uc9c0\ub2c8\uc2a4\ub9e8\ub4e4\uc740 \uadf8\ub3d9\uc548 \ubcf4\uace0\ud55c \ube48\uc57d\ud55c \uc138\uae08\ubcf4\uace0\uc11c\ub54c\ubb38\uc5d0 \uc81c\ub300\ub85c \ud61c\ud0dd\uc744 \ubc1b\uc9c0 \ubabb\ud558\uc600\ub2e4. \uc774\uc0c1\uc73c\ub85c \uc81c\ub300\ub85c \ubcf4\uace0\ud55c \uc778\ucef4\ud0dd\uc2a4\ub294 \ubbf8\uad6d\uc0dd\ud65c\uc5d0\uc11c \ubbf8\ub798\ub97c \ud0a4\uc6b0\ub294 \ub370 \uc720\ub9ac\ud55c \uc810\ub4e4\uc774 \ub354 \ub9ce\uc740 \uac83\uc744 \uc219\uc9c0\ud558\uace0 \uc62c\ud574\ubd80\ud130\ub294 \uc81c\ub300\ub85c\ub41c \uc138\uae08\ubcf4\uace0\uac00 \uc774\ub8e8\uc5b4\uc9c0\uae30\ub97c \uae30\ub300\ud55c\ub2e4. \uc774\ubc88 \uc778\ucef4\ud0dd\uc2a4 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