{"id":340,"date":"2022-01-04T23:08:00","date_gmt":"2022-01-04T23:08:00","guid":{"rendered":"https:\/\/retirebooja.com\/blog\/?p=340"},"modified":"2024-03-02T23:09:12","modified_gmt":"2024-03-02T23:09:12","slug":"%eb%8b%a4%ec%8b%9c-%ed%9d%ac%eb%a7%9d%ec%9d%84","status":"publish","type":"post","link":"https:\/\/retirebooja.com\/blog\/%eb%8b%a4%ec%8b%9c-%ed%9d%ac%eb%a7%9d%ec%9d%84\/","title":{"rendered":"\ub2e4\uc2dc \ud76c\ub9dd\uc744….."},"content":{"rendered":"\n

\ub2e4\uc2dc<\/strong> <\/strong>\ud55c<\/strong> <\/strong>\ud574\uac00<\/strong> <\/strong>\ubc1d\uc558\ub2e4<\/strong>.<\/strong><\/p>\n\n\n\n

\uc5b4\ub290<\/strong> <\/strong>\ud55c<\/strong> <\/strong>\ud574\ub3c4<\/strong> <\/strong>\ub2e4\uc0ac\ub2e4\ub09c\ud558\uc9c0<\/strong> <\/strong>\uc54a\uc558\ub358<\/strong> <\/strong>\ub54c\ub294<\/strong> <\/strong>\uc5c6\uc5c8\uaca0\uc9c0\ub9cc<\/strong><\/p>\n\n\n\n

\uc9c0\ub09c\ud574\ub3c4<\/strong> <\/strong>\ucf54\ub85c\ub098<\/strong> <\/strong>\ud39c\ub370\ubbf9<\/strong> <\/strong>\uc0c1\ud669\uc73c\ub85c<\/strong> <\/strong>\ubd88\uc548\ud55c<\/strong> <\/strong>\ud55c<\/strong> <\/strong>\ud574\ub97c\ubcf4\ub0c8\uc73c\uba70<\/strong><\/p>\n\n\n\n

2022<\/strong>\ub144<\/strong> <\/strong>\uc0c8\ud574\ub3c4<\/strong> <\/strong>\ud76c\ub9dd\uacfc<\/strong> <\/strong>\ud568\uaed8<\/strong> <\/strong>\ubd88\uc548\uc18d\uc5d0\uc11c<\/strong> <\/strong>\ub9de\uace0\uc788\ub2e4<\/strong>.<\/strong><\/p>\n\n\n\n

\ucf54\ub85c\ub098<\/strong> <\/strong>\ubcc0\uc885\uc740<\/strong> <\/strong>\uc5b4\ub5a4<\/strong> <\/strong>\ud30c\uae09\uc744<\/strong> <\/strong>\ubd88\ub7ec<\/strong> <\/strong>\uc62c\uc9c0<\/strong>.<\/strong><\/p>\n\n\n\n

\ubbf8\uad6d\uc740<\/strong> <\/strong>\uc5b4\ub5bb\uac8c<\/strong> <\/strong>\ubcc0\ud574\uac00\uace0<\/strong> <\/strong>\uc788\uc744\uc9c0<\/strong>.<\/strong> \ud604\uc7ac<\/strong> <\/strong>\uc6b0\ub9ac\ub294<\/strong> <\/strong>\uc5b4\ub514\uc5d0<\/strong> <\/strong>\uc11c<\/strong> <\/strong><\/p>\n\n\n\n

\uc788\uc73c\uba70<\/strong> <\/strong>\uadf8<\/strong> <\/strong>\ubcc0\ud654\uc5d0<\/strong> <\/strong>\uc5b4\ub5a4<\/strong> <\/strong>\uc601\ud5a5\uc744<\/strong> <\/strong>\ubc1b\uc744<\/strong> <\/strong>\uac83\uc778\uc9c0<\/strong>.  <\/strong><\/p>\n\n\n\n

\uc6b0\ub9ac<\/strong> <\/strong>\ubbf8\ub798\uc758<\/strong> <\/strong>\uc804\ub9dd\uc740<\/strong> <\/strong>\uc5b4\ub5a4\uc9c0<\/strong>.  <\/strong><\/p>\n\n\n\n

\uc6b0\ub9ac\uc5d0\uac8c \uac00\ub2a5\ud558\uac8c<\/strong> <\/strong>\uc5f4\ub824\uc788\ub294<\/strong> <\/strong>\ubd84\uc57c\ub294<\/strong> <\/strong>\ubb34\uc5c7\uc778\uc9c0<\/strong>.  <\/strong><\/p>\n\n\n\n

\ub2f9\uba74<\/strong> <\/strong>\uacfc\uc81c\ub294 \ub108\ubb34\ub098<\/strong> <\/strong>\ub9ce\uace0<\/strong> <\/strong>\ubd88\uc548\ud558\ub2e4<\/strong>.  <\/strong><\/p>\n\n\n\n

\uadf8\ub7ec\ub098<\/strong> <\/strong>\uc815\uccb4\ub97c<\/strong> <\/strong>\uc544\ub294<\/strong> <\/strong>\ubd88\uc548\uc740<\/strong> <\/strong>\ub450\ub824\uc6cc \ud560<\/strong> <\/strong>\ub300\uc0c1\uc774<\/strong> <\/strong>\uc544\ub2c8\ub2e4<\/strong>.  <\/strong><\/p>\n\n\n\n

\ub354<\/strong> <\/strong>\ud070<\/strong> <\/strong>\ud76c\ub9dd\uc758<\/strong> <\/strong>\uadfc\uac70\ub85c<\/strong> <\/strong>\uc0bc\uc744<\/strong> <\/strong>\uc218<\/strong> <\/strong>\uc788\ub2e4<\/strong>.<\/strong><\/p>\n\n\n\n

\ud76c\ub9dd\uc758<\/strong> <\/strong>\ub048\uc744<\/strong> <\/strong>\ub193\uc544\uc11c\ub294<\/strong> <\/strong>\uc548\ub41c\ub2e4<\/strong>.  <\/strong><\/p>\n\n\n\n

\uc9c4\uc815\ud55c<\/strong> <\/strong>\ud76c\ub9dd\uc740<\/strong> <\/strong>\uace0\ub09c\uc18d\uc5d0\uc11c \ub354\uc6b1<\/strong> <\/strong>\ube5b\uc744<\/strong> <\/strong>\ubc1c\ud55c\ub2e4<\/strong>.  <\/strong><\/p>\n\n\n\n

\ucc28\ub3d9\uc5fd<\/strong> <\/strong>\uc2e0\ubd80\uc758<\/strong> <<\/strong>\ubfcc\ub9ac<\/strong> <\/strong>\uae4a\uc740<\/strong> <\/strong>\ud76c\ub9dd<\/strong>><\/strong>\uc774\ub77c\ub294<\/strong> <\/strong>\ucc45\uc5d0<\/strong> 30<\/strong>\ub9c8\ub9ac<\/strong> <\/strong>\uc911<\/strong><\/p>\n\n\n\n

\ud3ec\uae30\ud558\uc9c0<\/strong> <\/strong>\uc54a\uc740<\/strong> 1<\/strong>\ub9c8\ub9ac\uc758<\/strong> <\/strong>\uac1c<\/strong> <\/strong>\uc598\uae30\uac00<\/strong> <\/strong>\uc788\ub2e4<\/strong>.  <\/strong>\ud55c<\/strong> <\/strong>\uc0ac\ub0e5\uafbc\uc774<\/strong><\/p>\n\n\n\n

30<\/strong>\ub9c8\ub9ac<\/strong> <\/strong>\uc0ac\ub0e5\uac1c\ub97c<\/strong> <\/strong>\ud480\uc5b4<\/strong> <\/strong>\ud1a0\ub07c\ub97c<\/strong> <\/strong>\uc7a1\uc73c\ub7ec<\/strong> <\/strong>\uac14\ub2e4<\/strong>.  <\/strong>\ud1a0\ub07c\uac00<\/strong> <\/strong>\ud55c<\/strong><\/p>\n\n\n\n

\ub9c8\ub9ac<\/strong> <\/strong>\ub098\ud0c0\ub098\uc790<\/strong> 30<\/strong>\ub9c8\ub9ac<\/strong> <\/strong>\uac1c\uac00<\/strong> <\/strong>\ub6f0\uae30<\/strong> <\/strong>\uc2dc\uc791\ud588\ub2e4<\/strong>.  <\/strong>\uc5b4\ub290<\/strong> <\/strong>\uc2dc\uc810\uc774<\/strong> <\/strong><\/p>\n\n\n\n

\uc9c0\ub098\uc790<\/strong> 29<\/strong>\ub9c8\ub9ac<\/strong> <\/strong>\uc0ac\ub0e5\uac1c\ub294<\/strong> <\/strong>\ub098\uac00<\/strong> <\/strong>\ub5a8\uc5b4\uc84c\ub2e4<\/strong>.  <\/strong>\ub2e8<\/strong> <\/strong>\ud55c<\/strong> <\/strong>\ub9c8\ub9ac\uc758<\/strong> <\/strong><\/p>\n\n\n\n

\uc0ac\ub0e5\uac1c\ub9cc\uc774<\/strong> <\/strong>\uacc4\uc18d<\/strong> <\/strong>\ub6f0\uc5c8\ub2e4<\/strong>.  <\/strong>\uc5b4\ub5bb\uac8c<\/strong> <\/strong>\uc774\ub7f0<\/strong> <\/strong>\uc77c\uc774<\/strong> <\/strong>\uc77c\uc5b4\ub0ac\uc744\uae4c<\/strong>.<\/strong><\/p>\n\n\n\n

\ud3ec\uae30\ud55c<\/strong> 29<\/strong>\ub9c8\ub9ac<\/strong> <\/strong>\uc0ac\ub0e5\uac1c\ub294<\/strong> <\/strong>\ud1a0\ub07c\ub97c<\/strong> <\/strong>\ubcf4\uace0<\/strong> <\/strong>\ub2ec\ub9b0\uac8c<\/strong> <\/strong>\uc544\ub2c8\uc5c8\ub2e4<\/strong>.<\/strong><\/p>\n\n\n\n

\uc55e\uc758<\/strong> <\/strong>\uc0ac\ub0e5\uac1c\ub97c<\/strong> <\/strong>\ucad3\uc544<\/strong> <\/strong>\ub369\ub2ec\uc544<\/strong> <\/strong>\ub6f0\uc5c8\uc744<\/strong> <\/strong>\ubfd0\uc774\ub2e4<\/strong>.  <\/strong>\ub9e8<\/strong> <\/strong>\uba3c\uc800<\/strong> <\/strong>\ub2ec\ub9b0<\/strong> <\/strong><\/p>\n\n\n\n

\uc0ac\ub0e5\uac1c\ub9cc<\/strong> <\/strong>\ud1a0\ub07c\ub97c<\/strong> <\/strong>\uc9c1\uc811<\/strong> <\/strong>\ubd24\uae30<\/strong> <\/strong>\ub54c\ubb38\uc5d0<\/strong> <\/strong>\ub05d\uae4c\uc9c0<\/strong> <\/strong>\ub2ec\ub9b4<\/strong> <\/strong>\uc218<\/strong> <\/strong>\uc788\uc5c8\ub358<\/strong> <\/strong><\/p>\n\n\n\n

\uac83\uc774\ub2e4<\/strong>.  <\/strong>\uc774<\/strong> <\/strong>\ucc98\ub7fc<\/strong> <\/strong>\ud76c\ub9dd\uc744<\/strong> <\/strong>\uc9c1\uc811<\/strong> <\/strong>\ubcf8<\/strong> <\/strong>\uc0ac\ub78c\uc740<\/strong> <\/strong>\ub05d\uae4c\uc9c0<\/strong> <\/strong>\ub2ec\ub9b0\ub2e4<\/strong>.<\/strong><\/p>\n\n\n\n

\ud76c\ub9dd\uc740<\/strong> <\/strong>\uc774\ub7f0<\/strong> <\/strong>\uac83\uc774\ub2e4<\/strong>.<\/strong><\/p>\n\n\n\n

\uacfc\uac70\uac00<\/strong> <\/strong>\ud798\ub4e4\uc5c8\uace0<\/strong> <\/strong>\ud604\uc7ac\uc758<\/strong> <\/strong>\uc0c1\ud669\uc5d0<\/strong> <\/strong>\uc9c0\uccd0\uc788\ub2e4\uace0<\/strong> <\/strong>\ud574\ub3c4<\/strong> <\/strong>\ud76c\ub9dd\uc740<\/strong><\/p>\n\n\n\n

\ubbf8\ub798\uc758<\/strong> <\/strong>\uc77c\uc774\ub2e4<\/strong>.  <\/strong>\uc5ed\uacbd\uc744<\/strong> <\/strong>\uacac\ub514\uac8c<\/strong> <\/strong>\ud558\ub294<\/strong> <\/strong>\ud798\uc774<\/strong> <\/strong>\ud76c\ub9dd\uc774\ub2e4<\/strong>.<\/strong><\/p>\n\n\n\n

\ud76c\ub9dd\uc744<\/strong> <\/strong>\uac04\uc9c1\ud558\ub294<\/strong> <\/strong>\ud55c<\/strong> <\/strong>\ubc1d\uc740<\/strong> <\/strong>\ubbf8\ub798\ub294<\/strong> <\/strong>\ub2e4\uc2dc<\/strong> <\/strong>\uc6b0\ub9ac<\/strong> <\/strong>\uacc1\uc744<\/strong> <\/strong>\ucc3f\uc544\uc62c<\/strong> <\/strong><\/p>\n\n\n\n

\uac83\uc774\ub2e4<\/strong>.  <\/strong>\uc11c\ub85c\uac00<\/strong> <\/strong>\ucc98\ud55c<\/strong> <\/strong>\uc0c1\ud669\uc740<\/strong> <\/strong>\ub2ec\ub77c\ub3c4<\/strong> <\/strong>\ub204\uad6c\ub098<\/strong> <\/strong>\ud76c\ub9dd\uc744<\/strong> <\/strong>\ud488\uc744<\/strong> <\/strong><\/p>\n\n\n\n

\uc218<\/strong> <\/strong>\uc788\ub2e4<\/strong>.  <\/strong><\/p>\n\n\n\n

\ud76c\ub9dd\uc744<\/strong> <\/strong>\ubb34\uac70\uc6b4<\/strong> <\/strong>\uc9d0\uc5d0<\/strong> <\/strong>\ube44\uc720\ud55c<\/strong> <\/strong>\uc2dc\uac00\uc788\ub2e4<\/strong>.<\/strong><\/p>\n\n\n\n

‘<\/strong>\ud76c\ub9dd\uc740<\/strong> <\/strong>\ubb34\uac70\uc6b4<\/strong> <\/strong>\uc9d0\uc774\uace0<\/strong> <\/strong>\ubb34\uac70\uc6b4<\/strong> <\/strong>\uac00\ubc29\uc744<\/strong> <\/strong>\ub4e0<\/strong> <\/strong>\uc5b4\uae68\ub294<\/strong> <\/strong><\/p>\n\n\n\n

\uace0\ud1b5\uc785\ub2c8\ub2e4<\/strong>. <\/strong>\uadf8\ub7ec\ub098<\/strong> <\/strong>\uc6b0\ub9ac\ub294<\/strong> <\/strong>\ubb34\uac81\uc9c0\ub9cc<\/strong> <\/strong>\ud76c\ub9dd\uc774<\/strong> <\/strong>\uc788\uae30\uc5d0<\/strong> <\/strong>\uacb0\ucf54<\/strong> <\/strong><\/p>\n\n\n\n

\ub0b4\ub824\ub193\uc9c0<\/strong> <\/strong>\uc54a\ub294\ub2e4<\/strong>‘ <\/strong>\uace0<\/strong> <\/strong>\ud588\ub2e4<\/strong>. <\/strong>\uc9c0\uae08\uc758<\/strong> <\/strong>\uc0c1\ud669\uc774<\/strong> <\/strong>\uc544\ubb34\ub9ac<\/strong> <\/strong>\uc5b4\ub824\uc6cc\ub3c4<\/strong> <\/strong><\/p>\n\n\n\n

\uc6b0\ub9ac<\/strong> <\/strong>\uac00\uc2b4\uc5d0<\/strong> <\/strong>\ud488\uc744<\/strong> <\/strong>\uc218<\/strong> <\/strong>\uc788\ub294<\/strong> <\/strong>\ub2e8<\/strong> <\/strong>\ud558\ub098\uac00<\/strong> <\/strong>\uc788\ub2e4<\/strong>.  <\/strong><\/p>\n\n\n\n

\ubc14\ub85c<\/strong> <\/strong>\ud76c\ub9dd\uc774\ub2e4<\/strong>.<\/strong><\/p>\n\n\n\n

\uc6b0\ub9ac<\/strong> <\/strong>\ubaa8\ub450\uc5d0\uac8c<\/strong> <\/strong>\ub2e4\uc2dc<\/strong> <\/strong>\ud76c\ub9dd\uc744<\/strong>……<\/strong><\/p>\n\n\n\n

\ud76c\ub9dd\uc758<\/strong> <\/strong>\uc0c8\ud574\ub97c<\/strong> <\/strong>\uae30\uc6d0\ud569\ub2c8\ub2e4<\/strong>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\ub2e4\uc2dc \ud55c \ud574\uac00 \ubc1d\uc558\ub2e4. \uc5b4\ub290 \ud55c \ud574\ub3c4 \ub2e4\uc0ac\ub2e4\ub09c\ud558\uc9c0 \uc54a\uc558\ub358 \ub54c\ub294 \uc5c6\uc5c8\uaca0\uc9c0\ub9cc \uc9c0\ub09c\ud574\ub3c4 \ucf54\ub85c\ub098 \ud39c\ub370\ubbf9 \uc0c1\ud669\uc73c\ub85c \ubd88\uc548\ud55c \ud55c \ud574\ub97c\ubcf4\ub0c8\uc73c\uba70 2022\ub144 \uc0c8\ud574\ub3c4 \ud76c\ub9dd\uacfc \ud568\uaed8 \ubd88\uc548\uc18d\uc5d0\uc11c \ub9de\uace0\uc788\ub2e4. \ucf54\ub85c\ub098 \ubcc0\uc885\uc740 \uc5b4\ub5a4 \ud30c\uae09\uc744 \ubd88\ub7ec \uc62c\uc9c0. \ubbf8\uad6d\uc740 \uc5b4\ub5bb\uac8c \ubcc0\ud574\uac00\uace0 \uc788\uc744\uc9c0. \ud604\uc7ac \uc6b0\ub9ac\ub294 \uc5b4\ub514\uc5d0 \uc11c  \uc788\uc73c\uba70 \uadf8 \ubcc0\ud654\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubc1b\uc744 \uac83\uc778\uc9c0.   \uc6b0\ub9ac \ubbf8\ub798\uc758 \uc804\ub9dd\uc740 \uc5b4\ub5a4\uc9c0.   \uc6b0\ub9ac\uc5d0\uac8c \uac00\ub2a5\ud558\uac8c \uc5f4\ub824\uc788\ub294 \ubd84\uc57c\ub294 \ubb34\uc5c7\uc778\uc9c0.   \ub2f9\uba74 \uacfc\uc81c\ub294 \ub108\ubb34\ub098 \ub9ce\uace0 \ubd88\uc548\ud558\ub2e4.   \uadf8\ub7ec\ub098 \uc815\uccb4\ub97c \uc544\ub294 \ubd88\uc548\uc740 \ub450\ub824\uc6cc \ud560 \ub300\uc0c1\uc774 \uc544\ub2c8\ub2e4.   \ub354 \ud070 \ud76c\ub9dd\uc758 \uadfc\uac70\ub85c \uc0bc\uc744 \uc218 \uc788\ub2e4. \ud76c\ub9dd\uc758 \ub048\uc744 \ub193\uc544\uc11c\ub294 \uc548\ub41c\ub2e4.   \uc9c4\uc815\ud55c \ud76c\ub9dd\uc740 \uace0\ub09c\uc18d\uc5d0\uc11c \ub354\uc6b1 \ube5b\uc744 \ubc1c\ud55c\ub2e4.   \ucc28\ub3d9\uc5fd \uc2e0\ubd80\uc758 <\ubfcc\ub9ac \uae4a\uc740 \ud76c\ub9dd>\uc774\ub77c\ub294 \ucc45\uc5d0 30\ub9c8\ub9ac \uc911 \ud3ec\uae30\ud558\uc9c0 \uc54a\uc740 1\ub9c8\ub9ac\uc758 \uac1c \uc598\uae30\uac00 \uc788\ub2e4.  \ud55c \uc0ac\ub0e5\uafbc\uc774 30\ub9c8\ub9ac \uc0ac\ub0e5\uac1c\ub97c \ud480\uc5b4 \ud1a0\ub07c\ub97c \uc7a1\uc73c\ub7ec \uac14\ub2e4.  \ud1a0\ub07c\uac00 \ud55c \ub9c8\ub9ac \ub098\ud0c0\ub098\uc790 30\ub9c8\ub9ac \uac1c\uac00 \ub6f0\uae30 \uc2dc\uc791\ud588\ub2e4.  \uc5b4\ub290 \uc2dc\uc810\uc774  \uc9c0\ub098\uc790 29\ub9c8\ub9ac \uc0ac\ub0e5\uac1c\ub294 \ub098\uac00 \ub5a8\uc5b4\uc84c\ub2e4.  \ub2e8 \ud55c \ub9c8\ub9ac\uc758  \uc0ac\ub0e5\uac1c\ub9cc\uc774 \uacc4\uc18d \ub6f0\uc5c8\ub2e4.  \uc5b4\ub5bb\uac8c \uc774\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub0ac\uc744\uae4c. \ud3ec\uae30\ud55c 29\ub9c8\ub9ac \uc0ac\ub0e5\uac1c\ub294 \ud1a0\ub07c\ub97c \ubcf4\uace0 \ub2ec\ub9b0\uac8c \uc544\ub2c8\uc5c8\ub2e4. \uc55e\uc758 \uc0ac\ub0e5\uac1c\ub97c \ucad3\uc544 \ub369\ub2ec\uc544 \ub6f0\uc5c8\uc744 \ubfd0\uc774\ub2e4.  \ub9e8 \uba3c\uc800 \ub2ec\ub9b0  \uc0ac\ub0e5\uac1c\ub9cc \ud1a0\ub07c\ub97c \uc9c1\uc811 \ubd24\uae30 \ub54c\ubb38\uc5d0 \ub05d\uae4c\uc9c0 \ub2ec\ub9b4 \uc218 \uc788\uc5c8\ub358  \uac83\uc774\ub2e4.  \uc774 \ucc98\ub7fc \ud76c\ub9dd\uc744 \uc9c1\uc811 \ubcf8 \uc0ac\ub78c\uc740 \ub05d\uae4c\uc9c0 \ub2ec\ub9b0\ub2e4. \ud76c\ub9dd\uc740 \uc774\ub7f0 \uac83\uc774\ub2e4. \uacfc\uac70\uac00 \ud798\ub4e4\uc5c8\uace0 \ud604\uc7ac\uc758 \uc0c1\ud669\uc5d0 \uc9c0\uccd0\uc788\ub2e4\uace0 \ud574\ub3c4 \ud76c\ub9dd\uc740 \ubbf8\ub798\uc758 \uc77c\uc774\ub2e4.  \uc5ed\uacbd\uc744 \uacac\ub514\uac8c \ud558\ub294 \ud798\uc774 \ud76c\ub9dd\uc774\ub2e4. \ud76c\ub9dd\uc744 \uac04\uc9c1\ud558\ub294 \ud55c \ubc1d\uc740 \ubbf8\ub798\ub294 \ub2e4\uc2dc \uc6b0\ub9ac \uacc1\uc744 \ucc3f\uc544\uc62c  \uac83\uc774\ub2e4.  \uc11c\ub85c\uac00 \ucc98\ud55c \uc0c1\ud669\uc740 \ub2ec\ub77c\ub3c4 \ub204\uad6c\ub098 \ud76c\ub9dd\uc744 \ud488\uc744  \uc218 \uc788\ub2e4.   \ud76c\ub9dd\uc744 \ubb34\uac70\uc6b4 \uc9d0\uc5d0 \ube44\uc720\ud55c \uc2dc\uac00\uc788\ub2e4. ‘\ud76c\ub9dd\uc740 \ubb34\uac70\uc6b4 \uc9d0\uc774\uace0 \ubb34\uac70\uc6b4 \uac00\ubc29\uc744 \ub4e0 \uc5b4\uae68\ub294  \uace0\ud1b5\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc6b0\ub9ac\ub294 \ubb34\uac81\uc9c0\ub9cc \ud76c\ub9dd\uc774 \uc788\uae30\uc5d0 \uacb0\ucf54  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