{"id":185,"date":"2015-12-16T18:10:00","date_gmt":"2015-12-16T18:10:00","guid":{"rendered":"https:\/\/retirebooja.com\/blog\/?p=185"},"modified":"2024-03-02T18:11:04","modified_gmt":"2024-03-02T18:11:04","slug":"%ec%83%88%ed%95%b4%eb%a7%9e%ec%9d%b4-%ec%84%b8%ea%b8%88%eb%b3%b4%ea%b3%a0-%ec%a4%80%eb%b9%84","status":"publish","type":"post","link":"https:\/\/retirebooja.com\/blog\/%ec%83%88%ed%95%b4%eb%a7%9e%ec%9d%b4-%ec%84%b8%ea%b8%88%eb%b3%b4%ea%b3%a0-%ec%a4%80%eb%b9%84\/","title":{"rendered":"\uc0c8\ud574\ub9de\uc774 \uc138\uae08\ubcf4\uace0 \uc900\ube44"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\uae40\uc7a5\uc2dd, CPA<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c\ud574\ub97c \ub9c8\ubb34\ub9ac \ud558\uba74\uc11c \uc2e0\uacbd\uc744 \uc4f0\uc57c\ud560 \ubd80\ubd84\uc774 \uc0c8\ud574\uc758 \uc138\uae08\ubcf4\uace0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc900\ube44\uc774\ub2e4.&nbsp;\ud574\uac00 \ubc14\uafd4\uae30\uc804 \uc5f0\ub9d0\uc5d0 \uc900\ube44\ub97c \uc798\ud558\uace0 \uaf3c\uaf3c\ud788<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ube44\ud558\uba74 \uc801\uc796\uc740 \uc138\uae08\uc744 \uc808\uc57d\ud560 \uc218 \uc788\uace0 \uc138\uae08\uc2dc\uc98c\uc744 \uc5ec\uc720\uc788\uac8c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9de\uc774 \ud560 \uc218 \uc788\ub2e4.&nbsp;\uc0c8\ud574 \uc138\uae08\ubcf4\uace0 \uc2dc\uc98c\uc5d0 \uc720\uc6a9\ud558\uac8c \uc4f0\uc77c \uc5f0\ub9d0\uc5d0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc59\uaca8\uc57c\ud560 \ub300\ube44\ucc45\uc744 \uc0b4\ud3b4\ubcf4\uaca0\ub2e4.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1.&nbsp;\uc5f0\ub9d0 \uc808\uc138 \uacc4\ud68d<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00\uc7a5 \uae30\ubcf8\uc801\uc73c\ub85c\ub294 \uc18c\ub4dd\uc758 \uc774\uc6d4\uacfc \uc9c0\ucd9c(\ube44\uc6a9)\uc758 \uc120\ub0a9\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubcf4\ub108\uc2a4,&nbsp;\ucee4\ubbf8\uc158,&nbsp;\uc774\uc790\uc18c\ub4dd\ub4f1\uc740 \ub0b4\ub144\uc73c\ub85c \ubc1b\ub294 \uac83\uc73c\ub85c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\ub8e8\uace0(\uc18c\ub4dd\uc774\uc6d4),&nbsp;\uc8fc \uc138\uae08,&nbsp;\uc7ac\uc0b0\uc138,&nbsp;\uc790\uc120\ud5cc\uae08\ub4f1 \uacf5\uc81c\uae08\uc561\uc740<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\ub9d0\uc5d0 \ub2f9\uaca8\uc11c \uc9c0\ubd88(\uc9c0\ucd9c\uc120\ub0a9)\ud558\uba74 \uc808\uc138\ub97c \ud560\uc218\uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8 \uc678\uc5d0 \uc5f0\ub9d0\uae4c\uc9c0 \uc740\ud1f4\uc5f0\uae08 \ubd88\uc785(IRA\ub294 \ucd5c\ub300&nbsp;$6,000\uae4c\uc9c0),<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00\uce58\uac00 \ud558\ub77d\ud55c \uc8fc\uc2dd\ucc98\ubd84,&nbsp;\uc7a5\uae30\ubcf4\uc720 \uc774\ub4dd\uc790\uc0b0\uc758 \ubd84\uc0b0\uc99d\uc5ec,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud559\ube44(Tuition)\uc120\ub0a9(\ucd5c\ub300&nbsp;$4,000\uae4c\uc9c0)&nbsp;\ud0dc\uc591\uc5f4 \uc5d0\ub108\uc9c0 \uc2dc\uc2a4\ud15c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc124\uce58(\uc124\uce58\ube44\uc758&nbsp;30%\uae4c\uc9c0 \ud14d\uc2a4\ud658\ubd88),&nbsp;\ube44\uc9c0\ub2c8\uc2a4 \uc7a5\ube44\uad6c\uc785(\ucd5c\ub300<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">$250,000\uae4c\uc9c0 \uacf5\uc81c)\ub4f1\uc73c\ub85c \uc138\uae08\ud61c\ud0dd\uc744 \ubcfc \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2.&nbsp;\uc138\uae08\ubcf4\uace0 \ub300\ud589\uc790(Paid Tax Preparer)&nbsp;\uc120\ud0dd<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">California\uc5d0\uc11c\ub294&nbsp;4\uc885\ub958\uc758 \uc804\ubb38\uac00\uac00 \uc218\uc218\ub8cc\ub97c \ubc1b\uace0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08\uc2e0\uace0\uc11c\ub97c \uc791\uc131\ud560 \uc218 \uc788\ub2e4: CPA, CTEC preparer,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubcc0\ud638\uc0ac, Enrolled Agent(EA)&nbsp;\uc774\ub4e4\uc740 \ub4f1\ub85d\ub41c \ub300\ud589\uc790\ub4e4\ub85c\uc11c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc801\uc808\ud55c \ub77c\uc774\uc120\uc2a4\ub97c \uac00\uc9c0\uace0 \uc788\uc5b4\uc57c\ud55c\ub2e4.&nbsp;\ubb34\uc790\uaca9 \ub300\ud589\uc790\uac00<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc791\uc131\ud55c \uc0ac\uae30\uc131 \uc138\uae08\ubcf4\uace0\uc11c\ub294 \uace0\uac1d\uc774 \ucc45\uc784\uc838\uc57c\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\uadfc&nbsp;IRS\ub294 \uc138\uae08\ubcf4\uace0 \ub300\ud589\uc790\uac00&nbsp;PTIN\uc774 \uc5c6\uace0,&nbsp;\uc138\uae08\ubcf4\uace0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\ubcf8\uc81c\uacf5\uc744 \uac70\ubd80\ud558\uace0,&nbsp;\uc790\uc2e0\uc758 \uacc4\uc88c\uc5d0&nbsp;Tax Refund\ub97c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc785\uae08\ud558\uae38 \uc6d0\ud558\uace0,&nbsp;\uace0\uc561\uc758 \uc138\uae08\ud658\uae09\uc744 \ubcf4\uc7a5\ud560 \uacbd\uc6b0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08\ubcf4\uace0\ub97c \uc808\ub300 \ub9e1\uae30\uc9c0 \ub9d0 \uac83\uc744 \uc870\uc5b8\ud588\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3.&nbsp;\ud574\uc678 \uae08\uc735\uacc4\uc88c\ubc0f \uc790\uc0b0\ubcf4\uace0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ubbf8 \uc218\ub144 \uc804\ubd80\ud130 \uc775\ud788 \ub4e4\uc5b4 \uc54c\uace0 \uc788\ub294 \uc0ac\uc2e4\uc774\ub098 \uac1c\uc778<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08\uc2e0\uace0\ub97c \ud560 \ub54c \ubc18\ub4dc\uc2dc \ucc59\uaca8\uc57c \ud560 \uc2e0\uace0\uc758\ubb34\uc774\ub2e4.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud589\uacc4\uc88c \uc815\ubcf4\ub97c \uacf5\uc720\ud558\ub294 \ud55c.\ubbf8 \uc870\uc138\uc815\ubcf4\uc790\ub3d9\uad50\ud658\ud611\uc815\uc758<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uccb4\uacb0\ub85c \uc55e\uc73c\ub85c \uc5c4\uaca9\ud558\uac8c \ub2e4\ub8e8\uc5b4 \uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uc2e0\uace0\ub85c&nbsp;IRS\uc5d0 \uc758\ud574 \ubc1c\uac01 \ub418\uc5c8\uc744 \ub54c \ubc8c\uae08\uc774\ub9c9\ub300\ud558\uba70<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud615\uc0ac\uace0\ubc1c\uae4c\uc9c0 \ub2f9\ud560 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud574\uc678\uae08\uc735\uacc4\uc88c \ubcf4\uace0(\uc77c\uba85&nbsp;FBAR)\ub294&nbsp;1\ub9cc\ub2ec\ub7ec\ub97c \ucd08\uacfc\ud55c \ud574\uc678<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\uae08,&nbsp;\uc801\uae08 \uc740\ud589\uacc4\uc88c\ub4f1\uc744 \ub9e4\ub144&nbsp;6\uc6d430\uc77c\uae4c\uc9c0 \uc5f0\ubc29\uc7ac\ubb34\ubd80\uc5d0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc628\ub77c\uc778\uc73c\ub85c \uc2e0\uace0\ud574\uc57c\ud55c\ub2e4.&nbsp;\ud574\uc678\uae08\uc735\uc790\uc0b0\uc2e0\uace0(\uc77c\uba85&nbsp;FATCA)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub294 \ubd80\ubd80\uacf5\ub3d9\uc2e0\uace0\uc758 \uacbd\uc6b0 \uc5f0\uc911\uae08\uc735\uc790\uc0b0\uc774&nbsp;15\ub9cc\ub2ec\ub7ec\uc774\uc0c1 \ub610\ub294<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\ub9d0\uae30\uc900&nbsp;10\ub9cc\ub2ec\ub7ec \uc774\uc0c1\uc778\uacbd\uc6b0&nbsp;Form 8938\uc744 \uc0ac\uc6a9\ud574<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4\uc6d415\uc77c\uae4c\uc9c0 \uc2e0\uace0\ud574\uc57c\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4. IRS&nbsp;\uc0ac\uce6d \uc0ac\uae30 \ub300\ucc98<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08 \ubcf4\uace0\ucca0\uc774\uba74 \uae30\uc2b9\uc744 \ubd80\ub9ac\ub294 \uc138\uae08\uc0ac\uae30\ub294 \uc218\ubc95\uc774 \uc9c0\ub2a5\uc801<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uace0 \ub354 \uce58\ubc00\ud574\uc9c0\uace0 \uc788\ub2e4. IRS\uacf5\uc2dd \uc774\uba5c\ucc98\ub7fc \uc704\uc7a5\ud558\uc5ec<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc18c\uc15c\ubc88\ud638,&nbsp;\uc740\ud589\uacc4\uc88c\ubc88\ud638\ub4f1 \uac1c\uc778\uc815\ubcf4\ub97c \ub2ec\ub77c\uace0 \uc694\uad6c\ud558\uba74<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ub2e8 \uc0ac\uae30\ubc94\uc73c\ub85c \uc758\uc2ec\ud558\uace0&nbsp;IRS\uc5d0 \uc2e0\uace0(\uc2e0\uace0\ubc88\ud638: 800-366<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-4484)\ud558\ub294 \uac83\uc774 \ud604\uba85\ud558\ub2e4. IRS\ub294 \uc808\ub300 \uc774\uba5c\uc744 \ud1b5\ud558\uc5ec<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac1c\uc778\uc815\ubcf4\ub098 \uae08\uc735\uc815\ubcf4\ub97c \uc694\uad6c\ud558\uc9c0 \uc54a\ub294\ub2e4.&nbsp;\uc138\uae08\uc0ac\uae30 \uc720\ud615\uc911<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub610\ud558\ub098\uc758 \uc2ec\uac01\ud55c \ud615\ud0dc\ub294 \uc2e0\ubd84\ub3c4\uc6a9(Identity Theft)\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uae30\ubc94\ub4e4\uc740 \ud569\ubc95\uc801 \ub0a9\uc138\uc790\uc758 \uc2e0\uc6d0\uacfc \uac1c\uc778\uc815\ubcf4\ub97c \ub3c4\uc6a9\ud558\uc5ec<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubd80\ub2f9\ud55c \ud658\uae09\uc744 \ubc1b\ub294 \uc0ac\ub840\uac00 \uc99d\uac00\ud558\uace0\uc788\ub2e4.&nbsp;\ubcf8\uc778\uc774<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e0\ubd84\ub3c4\uc6a9\uc744 \ub2f9\ud588\ub2e4\uace0 \ud310\ub2e8\ub418\uba74&nbsp;IRS&nbsp;\uc2e0\ubd84\ubcf4\ud638 \ud2b9\uc218\ubd80\ub85c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\ub77d\ud574\uc57c\ud55c\ub2e4.&nbsp;&nbsp;\uc2e0\ubd84\ub3c4\uc6a9\uc5d0\ub300\ud55c \uc790\uc138\ud55c \ub0b4\uc6a9\uc740<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/www.irsgov\/identitytheft\">www.IRSgov\/identitytheft<\/a>\ub97c \ucc38\uc870\ud558\uba74\ub41c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\uae40\uc7a5\uc2dd, CPA&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">858-922-1015<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;www.RetrieBooja.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uae40\uc7a5\uc2dd, CPA \ud55c\ud574\ub97c \ub9c8\ubb34\ub9ac \ud558\uba74\uc11c \uc2e0\uacbd\uc744 \uc4f0\uc57c\ud560 \ubd80\ubd84\uc774 \uc0c8\ud574\uc758 \uc138\uae08\ubcf4\uace0 \uc900\ube44\uc774\ub2e4.&nbsp;\ud574\uac00 \ubc14\uafd4\uae30\uc804 \uc5f0\ub9d0\uc5d0 \uc900\ube44\ub97c \uc798\ud558\uace0 \uaf3c\uaf3c\ud788 \ub300\ube44\ud558\uba74 \uc801\uc796\uc740 \uc138\uae08\uc744 \uc808\uc57d\ud560 \uc218 \uc788\uace0 \uc138\uae08\uc2dc\uc98c\uc744 \uc5ec\uc720\uc788\uac8c \ub9de\uc774 \ud560 \uc218 \uc788\ub2e4.&nbsp;\uc0c8\ud574 \uc138\uae08\ubcf4\uace0 \uc2dc\uc98c\uc5d0 \uc720\uc6a9\ud558\uac8c \uc4f0\uc77c \uc5f0\ub9d0\uc5d0 \ucc59\uaca8\uc57c\ud560 \ub300\ube44\ucc45\uc744 \uc0b4\ud3b4\ubcf4\uaca0\ub2e4.&nbsp; 1.&nbsp;\uc5f0\ub9d0 \uc808\uc138 \uacc4\ud68d \uac00\uc7a5 \uae30\ubcf8\uc801\uc73c\ub85c\ub294 \uc18c\ub4dd\uc758 \uc774\uc6d4\uacfc \uc9c0\ucd9c(\ube44\uc6a9)\uc758 \uc120\ub0a9\uc774\ub2e4. \ubcf4\ub108\uc2a4,&nbsp;\ucee4\ubbf8\uc158,&nbsp;\uc774\uc790\uc18c\ub4dd\ub4f1\uc740 \ub0b4\ub144\uc73c\ub85c \ubc1b\ub294 \uac83\uc73c\ub85c \ubbf8\ub8e8\uace0(\uc18c\ub4dd\uc774\uc6d4),&nbsp;\uc8fc \uc138\uae08,&nbsp;\uc7ac\uc0b0\uc138,&nbsp;\uc790\uc120\ud5cc\uae08\ub4f1 \uacf5\uc81c\uae08\uc561\uc740 \uc5f0\ub9d0\uc5d0 \ub2f9\uaca8\uc11c \uc9c0\ubd88(\uc9c0\ucd9c\uc120\ub0a9)\ud558\uba74 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-185","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts\/185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/comments?post=185"}],"version-history":[{"count":1,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts\/185\/revisions"}],"predecessor-version":[{"id":186,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts\/185\/revisions\/186"}],"wp:attachment":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/media?parent=185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/categories?post=185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/tags?post=185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}