{"id":166,"date":"2015-02-23T03:20:00","date_gmt":"2015-02-23T03:20:00","guid":{"rendered":"https:\/\/retirebooja.com\/blog\/?p=166"},"modified":"2024-03-02T03:20:25","modified_gmt":"2024-03-02T03:20:25","slug":"%eb%88%88%eb%b6%80%ec%8b%a0-%ed%83%88%ec%84%b8","status":"publish","type":"post","link":"https:\/\/retirebooja.com\/blog\/%eb%88%88%eb%b6%80%ec%8b%a0-%ed%83%88%ec%84%b8\/","title":{"rendered":"\ub208\ubd80\uc2e0 \u2018\ud0c8\uc138\u2019"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\uc62c\ud574\ub3c4 \uc5b4\uae40\uc5c6\uc774 \ud0dd\uc2a4\uc2dc\uc98c\uc774 \ub3cc\uc544\uc654\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9e4\ub144 \uc774\ub9d8\ub54c\ubd80\ud130 \uc55e\uc73c\ub85c 3,4\uac1c\uc6d4\ub3d9\uc548 \uc138\uae08\ubcf4\uace0\ub97c \uc900\ube44\ud574\uc57c\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d\uc758 \uc138\uae08\ubcf4\uace0\ub294 \uc790\uc9c4\uc2e0\uace0\ub97c \uc6d0\uce59\uc73c\ub85c\ud558\ub2c8\uae4c \uc720\ud639\uc774 \ub530\ub974\uac8c\ub41c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uacfc\uac70\uc5d0 CPA\ub85c\uc11c \uac00\uc7a5 \ud798\ub4e4\uc5c8\ub358 \uacbd\ud5d8\uc740&nbsp;\u201c\uc138\uae08\uc744 \ub354 \uae4e\uc544 \uc904 \uc218 \uc5c6\ub290\ub0d0\u201d\uace0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub54c\ub97c \uc4f0\ub294 \uace0\uac1d\uc744 \ub9cc\ub0ac\uc744 \ub54c\uc774\ub2e4. \uc774\ub294&nbsp;\u2018\ud568\uaed8 \ub3c4\ub451\uc9c8 \ud569\uc2dc\ub2e4\u2019\ud558\ub294 \uc18c\ub9ac\ub098<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9c8\ucc2c\uac00\uc9c0\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uacfc\uac70 \uc774\ubbfc1\uc138\ub4e4\uc740 \uc138\uae08\uc5d0 \ub300\ud55c \uc778\uc2dd\ubd80\uc871\uc778 \uacbd\uc6b0\uac00<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9ce\uc558\ub2e4. \uc138\uae08\uc744 \ub9ce\uc774\ub0b4\uba74 \ubb50\uac00 \uc798\ubabb\ub41c \uc904 \uc54c\uace0\uc788\ub294 \uace0\uac1d\ub4e4\ub3c4 \uc788\uc5c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7ec\ub2c8 \ud0c8\uc138\uc758 \uc720\ud639\uc5d0 \uc27d\uac8c \ube60\uc9c8 \uc218\uc788\ub2e4.&nbsp;&nbsp;\uc774 \ud0dd\uc2a4\uc2dc\uc98c\uc5d0 \ud654\ub824\ud55c \uc0b6\uc744<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0b4\uba74\uc11c \ub208\ubd80\uc2e0 \ud0c8\uc138\ub97c \ud588\ub294 \uba87 \uc0ac\ub840\ub97c \uc0b4\ud3b4\ubcf4\uae30\ub85c\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2018\uc778\uc0c9\uc758 \uc5ec\uc655\u2019&nbsp;(The Queen of Mean)\uc73c\ub85c \ubcc4\uba85\uc774 \ubd99\uc5c8\ub358 Leona Helmsley\ub294<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(2007 \uc0ac\ub9dd) \ud55c\ub54c \ub274\uc695\uc758 \ud638\ud154\uc7ac\ubc8c\uc774\uc5c8\ub2e4. \uc5e0\ud30c\uc774\uc5b4\uc2a4\ud0dc\uc774\ud2b8 \ube4c\ub529\uc744 \uc704\uc2dc\ud558\uc5ec<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">27\uac1c\uc758 \ud638\ud154\uacfc \uc218\ucc9c \uc544\ud30c\ud2b8\ub97c&nbsp;\uacbd\uc601\ud558\ub294 \ubd80\ub3d9\uc0b0\uacc4\uc758&nbsp;\u2018\uc5ec\uc655\u2019\uc774\uc5c8\ub2e4. &nbsp;\uadf8\ub140\uac00<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c \uc885\uc5c5\uc6d0\uc758 \uc7ac\ubcf4\ub85c IRS\uc5d0 \ud0c8\uc138\ub85c \uace0\ubc1c\ub418\uc5c8\uc744\ub54c\ud55c \ub9d0\uc774 \uc9c0\uae08\ub3c4 \ud68c\uc790\ub418\uace0\uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub140\ub294 \ud3c9\uc18c \uc9d1\uc548\uccad\uc18c\ubd80\uc5d0\uac8c&nbsp;\u201c\uc138\uae08\uc740 \ub108\ud76c\uac19\uc740 \uc870\ubb34\ub77c\uae30\ub098 \ub0b4\uc9c0 \uc6b0\ub9ac\uac19\uc740<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\ub78c\uc740 \ub0b4\uc9c0 \uc54a\ub294\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4\ud55c\ub2e4. \ubaa8\ud154 \ucd9c\uc2e0\uc778 \uadf8\ub140\ub294 \ud654\ub824\ud55c \uc0dd\ud65c\uc744 \ud558\uba74\uc11c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc218\ubc31\ub9cc \ub2ec\ub7ec\uc758 \uac1c\uc778\ube44\uc6a9\uc744 \uc0ac\uc5c5\ube44\uc6a9\uc73c\ub85c \uacf5\uc81c\ud558\uba74\uc11c&nbsp;\ud0c8\uc138\ub97c \ud558\ub2e4\uac00 \uacb0\uad6d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">IRS\uc5d0 \uac78\ub824 4\ub144\uac04\uc758 \uac10\uc625\ud615\uc744 \ubc1b\uc558\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uba87\ub144\uc804 L.A.\uc758 \ub300\ud615 \uad00\uad11\ud68c\uc0ac(\uc9c0\uae08\ub3c4 \uc131\uc5c5\uc911)\uc758 \ub300\ud45c\ubd80\ubd80\ub294 \ud0c8\uc138\uc640 \ud5c8\uc704<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08\ubcf4\uace0\uc8c4\ub97c \uc801\uc6a9\ud558\uc5ec \ub0a8\ud3b8\uc740 \uc9d1\ud589\uc720\uc608 12\uac1c\uc6d4\uc774 \ubd80\uc778\uc740 15\uac1c\uc6d4 \uc2e4\ud615\uc744<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc1b\uc544 \uc5f0\ubc29\uad50\ub3c4\uc18c\uc758 \uc2e0\uc138\ub97c \uc9c4 \uc801\uc774\uc788\ub2e4. \uc2e0\ubb38\uae30\uc0ac\uc5d0 \uc758\ud558\uba74 \ud2b9\ud788 \ubd80\uc778\uc740<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud68c\uc0ac \uc138\ubb34\uad00\ub828 \uc11c\ub958\ub97c \ud30c\uae30\ud558\ub3c4\ub85d \uc9c0\uc6d0\uc5d0\uac8c \uc9c0\uc2dc, \uc218\uc0ac\ub97c \ubc29\ud574\ud55c&nbsp;\ud610\uc758\ub85c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub354&nbsp;\ud070 \uc2e4\ud615\uc744&nbsp;\ubc1b\uc558\ub2e4\uace0\ud55c\ub2e4. \uc774\uc640\uac19\uc774 IRS\ub294&nbsp;\ud0c8\uc138\uc790\ub97c \uc801\ubc1c\ud558\uc5ec&nbsp;\u2018\uc77c\ubc8c\ubc31\uacc4\u2019\uc758<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uad50\ud6c8\uc744 \uc2e4\uc2dc\ud558\uace0\uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7f0\ub370 \ud55c\uad6d\uc740 \uc880 \ub2e4\ub978\ubc29\ubc95\uc73c\ub85c \ud0c8\uc138\uc790\ub4e4\uc744 \uc7a1\uc544\ub0b4\ub294\uac83\uac19\ub2e4. \ud55c\uad6d\uc11c\ub294<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08\uc744 \uafc0\uaebd\ud558\uace0 \uac10\ucd94\uba74 \uac80\uc0ac\ub4e4\uc774&nbsp;\u2018\ubc1c\ubcf8\uc0c9\ucd9c\u2019\uc744 \ud574\uc11c \ucc3f\uc544\ub0b4\uc5b4\uc57c\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub208\ubd80\uc2e0 \ud0c8\uc138\ud558\uba74 \uc804\ub450\ud658 \uc804 \ub300\ud1b5\ub839\uc744 \ube44\ub86f\ud55c \uadf8 \uc77c\uac00\ub4e4\uc744 \ube7c\ub193\uc744 \uc218 \uc5c6\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc218\ucc9c\uc5b5\uc744 \ud3ec\ud0c8\ud55c \uc804 \uc804\ub300\ud1b5\ub839\uc740&nbsp;\ubc95\uc815\uc5d0\uc11c&nbsp;\u201c\ub0b4&nbsp;\uc7ac\uc0b0\uc740 29\ub9cc\uc6d0 \ubc16\uc5d0\uc5c6\ub2e4\u201d\uace0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc1c\uc5b8\ud574 \uc138\uc0c1\uc758 \uc6c3\uc74c\uac70\ub9ac\uac00 \ub418\uc5c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub9ac\uace0 \ud55c\uad6d\uc758 \uc885\uad50\uc778(\ubaa9\uc0ac, \uc2e0\ubd80, \uc2b9\ub824)\ub4e4\uc740 \uc544\ud61c \uc18c\ub4dd\uc138\ub97c \ub0b4\uc9c0\uc54a\ub294\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc885\uad50\uc778\uc5d0\uac8c \uadfc\ub85c\uc18c\ub4dd\uc138\ub97c \ub9e4\uae30\uba74 \uc2e0\uc131\ubaa8\ub3c5\uc774\ub780&nbsp;\ubc18\ubc1c\uc774 \ub098\uc628\ub2e4\uace0 \ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \ud55c\uad6d\uc138\ubc95\uc5d0\ub294 \uc885\uad50\uc778\uc5d0 \ub300\ud55c \ube44\uacfc\uc138 \uc870\ud56d\uc774\ub780 \uc5c6\ub2e4. \uc815\ubd80\uc758 \uc758\uc9c0\uac00<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc788\uc73c\uba74 \uc5bc\ub9c8\ub4e0\uc9c0 \uacfc\uc138\ud560 \uc218 \uc788\ub2e4. &nbsp;\uc5bc\ub9c8\uc804 \uc11c\uc6b8\uc758 \uc5b4\ub290 \ub300\ud615\uad50\ud68c\uc5d0\uc11c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubaa9\uc0ac\uac00 1\ubd84 \ucd95\ub3c4\ud558\uace0 3\ubc31\ub9cc\uc6d0 \ubc1b\uc558\ub2e4\ub294 \uc774\uba5c\uc744 \ubc1b\uc740\uc801\uc774\uc788\ub2e4.\uadf8\ub7ec\uace0\ub3c4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08\uc744 \ud55c\ud47c\ub3c4 \ub0b4\uc9c0 \uc54a\uc544\ub3c4 \ub41c\ub2e4\uba74 \ud55c\uad6d\uc740 \uc774\uc0c1\ud55c \ub098\ub77c\uc778\uac00?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uce74\ud1a8\ub9ad\uc774 90%\uc774\uc0c1\uc778 \uc774\ud0dc\ub9ac\uc5d0\uc11c\ub294 \uc2e0\ubd80\ub3c4 \uc138\uae08\uc744 \ub0b8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d\ub3c4 \ubb3c\ub860\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud0d0\uc695\uc73c\ub85c \ube44\ub86f\ub41c&nbsp;\uace0&nbsp;\uc18c\ub4dd\uc790\ub4e4\uc758 \ud0c8\uc138\ub97c \ubcf4\uba74 \uc0c1\uc0c1\uc744 \ucd08\uc6d4\ud560\ub54c\uac00 \ub9ce\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7ec\ub098 \ud0c8\uc138\ud574\uc11c \ubd80\uc790\uac00 \ub418\ub3c4\ub85d \uc138\uc0c1\uc774 \ub05d\uae4c\uc9c0 \uac00\ub9cc \ub194\ub450\uc9c0\ub97c \uc54a\ub294\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uaf2c\ub9ac\uac00 \uae38\uba74 \uc7a1\ud788\ub294 \ubc95\uc774\uace0 \ud55c\ubc88 \uc7a1\ud788\ub294 \ub0a0\uc5d0\ub294 \ud328\uac00\ub9dd\uc2e0 \ud560 \uc218 \uc788\ub294<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ub4e4\uc774 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