{"id":136,"date":"2013-02-01T17:44:00","date_gmt":"2013-02-01T17:44:00","guid":{"rendered":"https:\/\/retirebooja.com\/blog\/?p=136"},"modified":"2024-03-01T17:45:12","modified_gmt":"2024-03-01T17:45:12","slug":"%ec%84%b8%ea%b8%88%ec%9d%b8%ec%83%81-%ec%8b%9c%eb%8c%80%ec%9d%98-%eb%8f%84%eb%9e%98","status":"publish","type":"post","link":"https:\/\/retirebooja.com\/blog\/%ec%84%b8%ea%b8%88%ec%9d%b8%ec%83%81-%ec%8b%9c%eb%8c%80%ec%9d%98-%eb%8f%84%eb%9e%98\/","title":{"rendered":"\uc138\uae08\uc778\uc0c1 \uc2dc\ub300\uc758 \ub3c4\ub798"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d\uc740 \uc0c8\ud574 \uccab\ub0a0 \uc0c1\u2022\ud558\uc6d0\uc758 \uadf9\uc801 \ud1b5\uacfc\ub85c \uc7ac\uc815\uc808\ubcbd(fiscal cliff)&nbsp;\uc911&nbsp;\u2018\uc791\uc740 \uc808\ubcbd\u2019\ud558\ub098\ub97c \ub118\uac8c \ub410\ub2e4.&nbsp;\uc774\ub978\ubc14 \uc7ac\uc815\uc808\ubcbd\uc774\ub780 \uc9c0\ub09c \ud574 \ub9d0\uae4c\uc9c0\ub85c \uc124\uc815\ub410\ub358 \uac10\uc138 \ubc0f \uc7ac\uc815\uc9c0\ucd9c \ud655\ub300\uc870\uce58\uac00 \uc885\ub8cc\ub428\uc73c\ub85c\uc368 \uc0c8\ud574 \ubcbd\ub450\ubd80\ud130 \ubaa8\ub4e0 \uacc4\uce35\uc758 \uc138\uae08\uc774 \uc624\ub974\uace0 \uc815\ubd80\uc9c0\ucd9c\uc740 \uc904\uc5b4\ub4dc\ub294 \uc0c1\ud669\uc744 \ub9d0\ud55c\ub2e4.&nbsp;\uc774\ubc88 \uac10\uc138 \ud569\uc758\uc548\uc740 \uadf8 \uc911 \ud558\ub098\ub85c\uc368 \ubd80\ubd80\ud569\uc0b0 \uc5f0\uc18c\ub4dd&nbsp;45\ub9cc \ub2ec\ub7ec \uc774\uc0c1 \uace0\uc18c\ub4dd\uce35\uc758 \uc18c\ub4dd\uc138\uc728\uc744 \ub192\uc774\ub294 \uc18c\uc704&nbsp;\u2018\ubd80\uc790\uc99d\uc138\u2019\ub97c \ud0c0\ucf13\uc73c\ub85c \ud558\uace0 \uc788\ub2e4.&nbsp;\ub0a8\uc740&nbsp;\u2018\ud070 \uc808\ubcbd\u2019\uc744 \uc758\ubbf8\ud558\ub294 \uc815\ubd80\uc9c0\ucd9c \uc790\ub3d9 \uc0ad\uac10\uc548\uc5d0 \ub300\ud55c \ud611\uc0c1\uc740 \ub450\ub2ec \ud6c4\ub85c \uc5f0\uae30\ub418\uc5c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp; 1.&nbsp;&nbsp;\uac10\uc138 \ud569\uc758\uc548\uc758 \uc8fc\uc694 \ub0b4\uc6a9<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00)&nbsp;&nbsp;Income Tax Rate: 40\ub9cc \ub2ec\ub7ec \uc774\uc0c1(\ubd80\ubd80\ud569\uc0b0=45\ub9cc \ub2ec\ub7ec \uc774\uc0c1) 35%\uc5d0\uc11c&nbsp;39.6%&nbsp;\uc778\uc0c1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub098)&nbsp;&nbsp;Social Security Payroll Taxes: 4.2%&nbsp;\uc5d0\uc11c&nbsp;6.5%&nbsp;\uc778\uc0c1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4)&nbsp;&nbsp;Capital Gains, Dividends:&nbsp;\uac1c\uc778\uc218\uc785&nbsp;40\ub9cc,&nbsp;\ubd80\ubd80\ud569\uc0b0&nbsp;45\ub9cc; 15%\uc5d0\uc11c&nbsp;20%&nbsp;\uc778\uc0c1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub77c)&nbsp;&nbsp;Estate Taxes: 5\ubc31\ub9cc \ubd88\uc5d0 \ub300\ud55c \uacf5\uc81c\uc561\uc740 \uc791\ub144\ub3c4\uc640 \ub3d9\uc77c;&nbsp;\ucd5c\uace0\uc138\uc728\uc740&nbsp;35%\uc5d0\uc11c&nbsp;40%&nbsp;\uc778\uc0c1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9c8)&nbsp;&nbsp;Alternative Minimum Taxes (\uc77c\uba85:&nbsp;\ub300\uccb4\ucd5c\uc800\uc138&nbsp;AMT):&nbsp;\uba74\uc81c \uc5f0\uc18c\ub4dd \ud55c\ub3c4 \uc124\uc815\uc744 \ub9e4\ub144 \uc778\ud50c\ub808\uc774\uc158\uc5d0 \ub9de\ucd94\uc5b4 \uc790\ub3d9\uc870\uc815\ud1a0\ub85d \ud588\uc74c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc14)&nbsp;&nbsp;Other Tax Changes:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a)&nbsp;&nbsp;EITC, CTC,&nbsp;\uad50\uc735\ube44 \ub4f1 \uac01\uc885 \ud0dd\uc2a4 \ud06c\ub808\ub527&nbsp;= 5\ub144 \uc5f0\uc7a5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b)&nbsp;&nbsp;Bonus Depreciation = 1\ub144 \uc5f0\uc7a5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c)&nbsp;&nbsp;Unemployment Benefits = 1\ub144 \uc5f0\uc7a5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uc640 \uac19\uc774 \ubd80\ubd80 \ud569\uc0b0 \uae30\uc900\uc73c\ub85c&nbsp;45\ub9cc \ub2ec\ub7ec \ubbf8\ub9cc\uc758 \uc911\uc0b0\uce35 \ub4f1\uc744 \uc0c1\ub300\ub85c \ud55c \uc138\uae08 \uac10\uba74 \ud61c\ud0dd\uc778 \uc18c\uc704&nbsp;\u2018\ubd80\uc2dc \uac10\uc138\uc548\u2019\uc740 \uadf8\ub300\ub85c \uc720\uc9c0\ud558\uac8c \ub418\uc5c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2.&nbsp;&nbsp;\ubd80\uc790 \uc99d\uc138\uc758 \uc758\ubbf8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ubc88 \ubd80\uc790\uc99d\uc138\uc5d0 \ub300\ud55c \ud569\uc758\ub294 \uac10\uc138\ub97c \uc815\uac15\uc73c\ub85c \ucc44\ud0dd\ud558\uace0 \uc788\ub294 \uacf5\ud654\ub2f9\uc774&nbsp;1993\ub144 \uc774\ud6c4&nbsp;20\ub144 \ub9cc\uc5d0 \ucc98\uc74c\uc73c\ub85c \uc99d\uc138\uc5d0 \ub3d9\uc758\ud588\ub2e4\ub294 \uc810\uc5d0\uc11c \ud070 \uc758\ubbf8\ub97c \uac16\ub294\ub2e4.&nbsp;\uacf5\ud654\ub2f9\uc740 \ub808\uc774\uac74 \ub300\ud1b5\ub839 \uc774\ud6c4 \uc9c0\uc18d\uc801\uc73c\ub85c \uac10\uc138\uc815\ucc45\uc744 \ud3b4\uc654\ub2e4.&nbsp;\uc774\ubc88\uc5d0\ub294 \ubd80\uc790\ub4e4\uc744 \uaca8\ub0e5\ud588\uc9c0\ub9cc \uc774\ub7f0 \ub3d9\ud5a5\uc740 \uc55e\uc73c\ub85c \uc911\uc0b0\uce35\uae4c\uc9c0 \ud30c\uace0 \ub4e4 \uac00\ub2a5\uc131\uc744 \uc774\ubc88 \ud569\uc758\uc548\uc744 \ud1b5\ud558\uc5ec \uc608\uce21\ud560 \uc218 \uc788\uac8c \ud55c\ub2e4.&nbsp;\uc720\ub7fd \ub4f1 \uc99d\uc138\uc5d0 \ub300\ud55c \ubc14\ub78c\uc740 \uc138\uacc4\uc801\uc73c\ub85c \ubd88\uace0 \uc788\ub2e4.&nbsp;\ubbf8\uad6d\uc758&nbsp;20\ub144 \ub9cc\uc758 \ubcc0\ud654\ub294 \ud504\ub791\uc2a4 \ub4f1\uc5d0\uc11c \ubd88\uace0 \uc788\ub294 \ubd80\uc720\uce35 \uc99d\uc138\uc640 \ud568\uaed8 \uac01\uad6d\uc758 \uc870\uc138\uc815\ucc45\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc73c\ub85c \uc804\ub9dd\ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp; 3.&nbsp;&nbsp;\ub0a8\uc740 \uacfc\uc81c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;\uc9c0\ub09c \uc5f0\ub9d0 \ud604\uc7ac \ubbf8\uad6d\uc758 \ubd80\ucc44\ub294&nbsp;16\uc870&nbsp;4\ubc31\uc5b5 \ub2ec\ub7ec\ub85c \uad6d\ubbfc \uc77c\uc778\ub2f9 \uc57d&nbsp;5\ub9cc&nbsp;2\ucc9c \ub2ec\ub7ec\uc758 \ube5a\uc744 \uc9c0\uace0 \uc788\ub294 \uc148\uc774\ub2e4.&nbsp;\ub2f9\uc7a5 \ub9c9\uc544\uc57c\ud560&nbsp;1,100\uc5b5 \ub2ec\ub7ec\ub294 \uc77c\ub2e8 \ub450\ub2ec \uc5f0\uae30\uc2dc\ucf30\uc9c0\ub9cc \ud070 \uc808\ubcbd\uc740&nbsp;2\uc6d4 \ub9d0\ub85c \ub2e4\uac00\uc624\ub294 \ube45\ub51c\uc744 \uc798 \ub118\uaca8\uc57c \ud55c\ub2e4.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0c8\ub85c\uc6b4 \ud574\ub97c \ub9de\uae30\ub294 \ud588\uc9c0\ub9cc \uc544\uc9c1 \uc8fc\ubcc0\uc758 \uc5ec\uac74\ub4e4\uc774 \uadf8\ub2e4\uc9c0 \ubc1d\uc9c0\ub9cc\uc740 \uc54a\ub2e4.&nbsp;\uc77c\ub2e8 \ubcc0\uacbd\ub41c \uac01\uc885 \uc138\ubc95\uacfc \uad00\ub828 \ubc95\uaddc\ub97c \uc219\uc9c0\ud558\uc5ec \uc138\uae08\ubcf4\uace0\uc5d0 \ub300\ube44\ud574\uc57c \ud560 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-group is-vertical is-content-justification-right is-layout-flex wp-container-core-group-is-layout-2b4002ad wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\uae40\uc7a5\uc2dd, CPA<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(858) 922-1015<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\uad6d\uc740 \uc0c8\ud574 \uccab\ub0a0 \uc0c1\u2022\ud558\uc6d0\uc758 \uadf9\uc801 \ud1b5\uacfc\ub85c \uc7ac\uc815\uc808\ubcbd(fiscal cliff)&nbsp;\uc911&nbsp;\u2018\uc791\uc740 \uc808\ubcbd\u2019\ud558\ub098\ub97c \ub118\uac8c \ub410\ub2e4.&nbsp;\uc774\ub978\ubc14 \uc7ac\uc815\uc808\ubcbd\uc774\ub780 \uc9c0\ub09c \ud574 \ub9d0\uae4c\uc9c0\ub85c \uc124\uc815\ub410\ub358 \uac10\uc138 \ubc0f \uc7ac\uc815\uc9c0\ucd9c \ud655\ub300\uc870\uce58\uac00 \uc885\ub8cc\ub428\uc73c\ub85c\uc368 \uc0c8\ud574 \ubcbd\ub450\ubd80\ud130 \ubaa8\ub4e0 \uacc4\uce35\uc758 \uc138\uae08\uc774 \uc624\ub974\uace0 \uc815\ubd80\uc9c0\ucd9c\uc740 \uc904\uc5b4\ub4dc\ub294 \uc0c1\ud669\uc744 \ub9d0\ud55c\ub2e4.&nbsp;\uc774\ubc88 \uac10\uc138 \ud569\uc758\uc548\uc740 \uadf8 \uc911 \ud558\ub098\ub85c\uc368 \ubd80\ubd80\ud569\uc0b0 \uc5f0\uc18c\ub4dd&nbsp;45\ub9cc \ub2ec\ub7ec \uc774\uc0c1 \uace0\uc18c\ub4dd\uce35\uc758 \uc18c\ub4dd\uc138\uc728\uc744 \ub192\uc774\ub294 \uc18c\uc704&nbsp;\u2018\ubd80\uc790\uc99d\uc138\u2019\ub97c \ud0c0\ucf13\uc73c\ub85c \ud558\uace0 \uc788\ub2e4.&nbsp;\ub0a8\uc740&nbsp;\u2018\ud070 \uc808\ubcbd\u2019\uc744 \uc758\ubbf8\ud558\ub294 \uc815\ubd80\uc9c0\ucd9c \uc790\ub3d9 \uc0ad\uac10\uc548\uc5d0 \ub300\ud55c \ud611\uc0c1\uc740 \ub450\ub2ec [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-136","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts\/136","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/comments?post=136"}],"version-history":[{"count":1,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts\/136\/revisions"}],"predecessor-version":[{"id":137,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/posts\/136\/revisions\/137"}],"wp:attachment":[{"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/media?parent=136"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/categories?post=136"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/retirebooja.com\/blog\/wp-json\/wp\/v2\/tags?post=136"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}